Mortgage lending in Ferry County, Washington
Lenders in Ferry County, Washington reported 190 mortgage applications for 2025, according to the CFPB.
190 mortgage applications and 93 loans originated in 2025; the denial rate was 27.8% of 144 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ferry County, WA.
- 190
- Applications
- 93
- Loans originated
- 27.8%
- Denial rate
- 40 denied of 144 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 190 | 93 |
| 2024 | 174 | 90 |
| 2023 | 146 | 64 |
| 2022 | 251 | 132 |
| 2021 | 368 | 214 |
| 2020 | 284 | 166 |
| 2019 | 241 | 129 |
| 2018 | 182 | 102 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 13 | 21 |
| Spokane Teachers Credit Union | 12 | 28 |
| Evergreen Moneysource Mortgage Company | 6 | 7 |
| Banner Bank | 5 | 7 |
| United Wholesale Mortgage | 4 | 5 |
| loanDepot.com LLC | 3 | 5 |
| Boeing Employees' Credit Union | 3 | 5 |
| Spring Eq, LLC | 3 | 10 |
| Movement Mortgage, LLC | 2 | 2 |
| Nations Direct Mortgage, LLC | 2 | 2 |
| Carrington Mortgage Services LLC | 2 | 5 |
| JPMorgan Chase Bank, NA | 2 | 3 |
| Citadel Servicing Corporation | 1 | 1 |
| Tomo Mortgage LLC | 1 | 1 |
| Freedom Northwest Credit Union | 1 | 1 |
| Figure Lending LLC | 1 | 1 |
| Wsecu | 1 | 1 |
| Idaho Central Credit Union | 1 | 2 |
| Peoples Bank | 1 | 1 |
| Geneva Financial LLC | 1 | 1 |
| American Financial Resources LLC | 1 | 1 |
| MortgageOne, Inc | 1 | 1 |
| Resicentral LLC | 1 | 1 |
| Navy Federal Credit Union | 1 | 3 |
| Click n' Close, Inc. | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 131 | 20.0% of 105 decided |
| Joint | withheld | |
| Race Not Available | 45 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 134 | 21.5% of 107 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 44 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 56 | no rate: base under 50 |
| Female | 39 | no rate: base under 50 |
| Joint | 66 | no rate: base under 50 |
| Sex Not Available | 29 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 844 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved