Mortgage lending in Mason County, Washington
Lenders in Mason County, Washington reported 3,521 mortgage applications for 2025, according to the CFPB.
3,521 mortgage applications and 2,085 loans originated in 2025; the denial rate was 21.9% of 2,794 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mason County, WA.
- 3,521
- Applications
- 2,085
- Loans originated
- 21.9%
- Denial rate
- 611 denied of 2,794 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,521 | 2,085 |
| 2024 | 3,154 | 1,879 |
| 2023 | 2,717 | 1,569 |
| 2022 | 4,360 | 2,565 |
| 2021 | 7,227 | 4,691 |
| 2020 | 7,059 | 4,582 |
| 2019 | 4,875 | 3,042 |
| 2018 | 4,015 | 2,347 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 175 | 245 |
| Rocket Mortgage | 166 | 230 |
| United Wholesale Mortgage | 139 | 197 |
| Movement Mortgage, LLC | 103 | 140 |
| Boeing Employees' Credit Union | 76 | 136 |
| Crosscountry Mortgage, LLC | 71 | 98 |
| Navy Federal Credit Union | 58 | 105 |
| Evergreen Moneysource Mortgage Company | 58 | 86 |
| Wsecu | 55 | 107 |
| Kitsap Credit Union | 45 | 87 |
| Pennymac Loan Services LLC | 39 | 64 |
| Mortgage Research Center | 38 | 86 |
| Freedom Mortgage Corporation | 38 | 71 |
| Fairway Independent Mort Corp | 37 | 50 |
| CMG Mortgage Inc | 36 | 51 |
| Olympia Federal Savings & Loan | 35 | 56 |
| New American Funding, LLC. | 35 | 65 |
| Newrez LLC | 35 | 75 |
| Cornerstone First Mortgage, LLC | 33 | 37 |
| US Bank, N.A. | 24 | 38 |
| Timberland Bank | 19 | 23 |
| Nationstar Mortgage | 19 | 27 |
| American Pacific Mortgage Corporation | 18 | 25 |
| Keybank National Association | 18 | 43 |
| MLD Mortgage, Inc.dba the Money Store | 17 | 21 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 51 | no rate: base under 50 |
| Asian | 83 | 34.3% of 67 decided |
| Black or African American | 45 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 2,522 | 20.6% of 2,033 decided |
| 2 or more minority races | under 10 | |
| Joint | 151 | 16.5% of 115 decided |
| Race Not Available | 629 | 24.5% of 473 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 192 | 25.5% of 149 decided |
| Not Hispanic or Latino | 2,601 | 21.2% of 2,090 decided |
| Joint | 108 | 16.7% of 90 decided |
| Ethnicity Not Available | 620 | 24.5% of 465 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,057 | 25.8% of 819 decided |
| Female | 712 | 26.2% of 572 decided |
| Joint | 1,433 | 16.3% of 1,173 decided |
| Sex Not Available | 319 | 25.7% of 230 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 291 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved