Mortgage lending in Grays Harbor County, Washington
Lenders in Grays Harbor County, Washington reported 3,398 mortgage applications for 2025, according to the CFPB.
3,398 mortgage applications and 2,027 loans originated in 2025; the denial rate was 19.4% of 2,657 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Grays Harbor County, WA.
- 3,398
- Applications
- 2,027
- Loans originated
- 19.4%
- Denial rate
- 515 denied of 2,657 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,398 | 2,027 |
| 2024 | 3,153 | 1,812 |
| 2023 | 2,991 | 1,699 |
| 2022 | 4,554 | 2,728 |
| 2021 | 7,086 | 4,520 |
| 2020 | 6,057 | 3,902 |
| 2019 | 4,303 | 2,644 |
| 2018 | 3,501 | 2,056 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 208 | 296 |
| Rocket Mortgage | 184 | 274 |
| United Wholesale Mortgage | 117 | 171 |
| Peak Credit Union | 113 | 181 |
| Boeing Employees' Credit Union | 69 | 103 |
| Crosscountry Mortgage, LLC | 51 | 74 |
| Movement Mortgage, LLC | 46 | 58 |
| Premier Mortgage Resources, LLC | 45 | 60 |
| Wsecu | 44 | 84 |
| Mortgage Research Center | 42 | 85 |
| Highlands Residential Mortgage, Ltd. | 40 | 77 |
| New American Funding, LLC. | 38 | 69 |
| CMG Mortgage Inc | 37 | 50 |
| 1st Security Bank of Washington | 36 | 54 |
| Evergreen Moneysource Mortgage Company | 33 | 47 |
| Timberland Bank | 32 | 52 |
| US Bank, N.A. | 30 | 56 |
| Pennymac Loan Services LLC | 30 | 62 |
| Newrez LLC | 29 | 65 |
| Fairway Independent Mort Corp | 29 | 36 |
| Navy Federal Credit Union | 25 | 45 |
| loanDepot.com LLC | 24 | 40 |
| Nationstar Mortgage | 24 | 32 |
| Guaranteed Rate, Inc. | 24 | 46 |
| Freedom Mortgage Corporation | 19 | 48 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 67 | 25.0% of 56 decided |
| Asian | 48 | no rate: base under 50 |
| Black or African American | 57 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | 18 | no rate: base under 50 |
| White | 2,473 | 18.0% of 1,981 decided |
| 2 or more minority races | 11 | no rate: base under 50 |
| Joint | 143 | 13.4% of 97 decided |
| Race Not Available | 581 | 25.3% of 415 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 154 | 17.8% of 118 decided |
| Not Hispanic or Latino | 2,551 | 18.1% of 2,027 decided |
| Joint | withheld | |
| Ethnicity Not Available | 595 | 25.4% of 437 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 955 | 20.6% of 752 decided |
| Female | 737 | 22.2% of 580 decided |
| Joint | 1,360 | 14.2% of 1,087 decided |
| Sex Not Available | 346 | 32.4% of 238 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 645 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved