Mortgage lending in Stevens County, Washington
Lenders in Stevens County, Washington reported 1,968 mortgage applications for 2025, according to the CFPB.
1,968 mortgage applications and 1,054 loans originated in 2025; the denial rate was 25.0% of 1,510 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Stevens County, WA HUD Metro FMR Area.
- 1,968
- Applications
- 1,054
- Loans originated
- 25.0%
- Denial rate
- 377 denied of 1,510 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,968 | 1,054 |
| 2024 | 1,651 | 855 |
| 2023 | 1,611 | 875 |
| 2022 | 2,236 | 1,260 |
| 2021 | 3,657 | 2,244 |
| 2020 | 3,358 | 2,055 |
| 2019 | 2,427 | 1,435 |
| 2018 | 2,101 | 1,215 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Spokane Teachers Credit Union | 119 | 222 |
| Rocket Mortgage | 100 | 139 |
| United Wholesale Mortgage | 72 | 98 |
| Horizon Credit Union | 40 | 69 |
| Sunflower Bank, N.A. | 38 | 55 |
| Guild Mortgage Company | 37 | 55 |
| Numerica Credit Union | 30 | 57 |
| New American Funding, LLC. | 26 | 54 |
| Gesa Credit Union | 23 | 45 |
| Crosscountry Mortgage, LLC | 21 | 34 |
| loanDepot.com LLC | 19 | 39 |
| Washington Trust Bank | 19 | 36 |
| Banner Bank | 19 | 38 |
| Geneva Financial LLC | 18 | 20 |
| Idaho Central Credit Union | 16 | 29 |
| Boeing Employees' Credit Union | 16 | 28 |
| JPMorgan Chase Bank, NA | 16 | 23 |
| CMG Mortgage Inc | 15 | 24 |
| Fairway Independent Mort Corp | 13 | 17 |
| Canopy Mortgage, LLC | 13 | 19 |
| Synergy One Lending, Inc. | 12 | 20 |
| Mortgage Research Center | 12 | 42 |
| Nations Direct Mortgage, LLC | 12 | 16 |
| Nationstar Mortgage | 11 | 17 |
| Freedom Mortgage Corporation | 11 | 24 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 25 | no rate: base under 50 |
| Asian | 12 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,546 | 24.6% of 1,200 decided |
| 2 or more minority races | under 10 | |
| Joint | 57 | no rate: base under 50 |
| Race Not Available | 318 | 28.6% of 227 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,537 | 23.9% of 1,189 decided |
| Joint | 53 | no rate: base under 50 |
| Ethnicity Not Available | 329 | 33.1% of 236 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 559 | 26.8% of 426 decided |
| Female | 307 | 35.3% of 241 decided |
| Joint | 913 | 19.4% of 705 decided |
| Sex Not Available | 189 | 29.7% of 138 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 586 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved