Mortgage lending in Franklin County, Washington
Lenders in Franklin County, Washington reported 3,301 mortgage applications for 2025, according to the CFPB.
3,301 mortgage applications and 2,016 loans originated in 2025; the denial rate was 21.4% of 2,705 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kennewick-Richland, WA MSA.
- 3,301
- Applications
- 2,016
- Loans originated
- 21.4%
- Denial rate
- 578 denied of 2,705 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,301 | 2,016 |
| 2024 | 3,092 | 1,919 |
| 2023 | 2,628 | 1,576 |
| 2022 | 4,030 | 2,543 |
| 2021 | 7,153 | 5,011 |
| 2020 | 6,956 | 4,807 |
| 2019 | 4,833 | 3,275 |
| 2018 | 3,980 | 2,562 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Gesa Credit Union | 240 | 355 |
| United Wholesale Mortgage | 121 | 161 |
| 1st Security Bank of Washington | 119 | 156 |
| Rocket Mortgage | 113 | 145 |
| CMG Mortgage Inc | 111 | 139 |
| Primelending | 98 | 121 |
| Numerica Credit Union | 91 | 225 |
| Columbia Bank | 70 | 114 |
| DHI Mortgage Company, LTD. | 59 | 74 |
| Hapo Communtiy Credit Union | 58 | 104 |
| Banner Bank | 48 | 77 |
| Premier Mortgage Resources, LLC | 47 | 60 |
| Crosscountry Mortgage, LLC | 47 | 80 |
| Summit Funding.inc | 39 | 50 |
| Yakima Federal Savings & Loan | 33 | 43 |
| Spokane Teachers Credit Union | 33 | 60 |
| New American Funding, LLC. | 30 | 45 |
| American Pacific Mortgage Corporation | 30 | 40 |
| Nationstar Mortgage | 27 | 39 |
| Pennymac Loan Services LLC | 27 | 44 |
| loanDepot.com LLC | 26 | 37 |
| Churchill Mortgage Corporation | 23 | 28 |
| Tri-Cities Community FederalCU | 20 | 43 |
| Freedom Mortgage Corporation | 20 | 59 |
| Glacier Bank | 18 | 28 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 39 | no rate: base under 50 |
| Asian | 70 | 26.4% of 53 decided |
| Black or African American | 45 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 2,377 | 20.6% of 1,966 decided |
| 2 or more minority races | under 10 | |
| Joint | 62 | 17.0% of 53 decided |
| Race Not Available | 691 | 23.3% of 549 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,397 | 24.3% of 1,130 decided |
| Not Hispanic or Latino | 1,329 | 18.6% of 1,109 decided |
| Joint | 126 | 18.9% of 106 decided |
| Ethnicity Not Available | 449 | 21.7% of 360 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,129 | 23.7% of 908 decided |
| Female | 609 | 25.0% of 492 decided |
| Joint | 1,359 | 17.4% of 1,145 decided |
| Sex Not Available | 204 | 25.6% of 160 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 288 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved