Mortgage lending in Whitman County, Washington
Lenders in Whitman County, Washington reported 1,197 mortgage applications for 2025, according to the CFPB.
1,197 mortgage applications and 737 loans originated in 2025; the denial rate was 18.0% of 952 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Whitman County, WA.
- 1,197
- Applications
- 737
- Loans originated
- 18.0%
- Denial rate
- 171 denied of 952 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,197 | 737 |
| 2024 | 975 | 598 |
| 2023 | 1,003 | 619 |
| 2022 | 1,345 | 852 |
| 2021 | 2,272 | 1,510 |
| 2020 | 2,232 | 1,437 |
| 2019 | 1,399 | 901 |
| 2018 | 1,276 | 837 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Crosscountry Mortgage, LLC | 62 | 79 |
| Rocket Mortgage | 56 | 73 |
| Guild Mortgage Company | 50 | 63 |
| Wsecu | 46 | 75 |
| Potlatch No 1 Financial Credit U | 36 | 56 |
| United Wholesale Mortgage | 36 | 42 |
| CMG Mortgage Inc | 35 | 54 |
| Idaho Central Credit Union | 29 | 43 |
| Washington Trust Bank | 26 | 36 |
| Banner Bank | 17 | 28 |
| Newrez LLC | 15 | 30 |
| Columbia Bank | 15 | 24 |
| Freedom Mortgage Corporation | 14 | 25 |
| Gesa Credit Union | 13 | 18 |
| US Bank, N.A. | 13 | 31 |
| Pennymac Loan Services LLC | 13 | 16 |
| Kind Lending, LLC | 12 | 15 |
| Spokane Teachers Credit Union | 11 | 22 |
| Mortgage Research Center | 9 | 19 |
| American Pacific Mortgage Corporation | 9 | 11 |
| Navy Federal Credit Union | 8 | 13 |
| Triad Financial Services, Inc. | 8 | 15 |
| Numerica Credit Union | 8 | 13 |
| JPMorgan Chase Bank, NA | 7 | 17 |
| Zions Bancorporation, N.A. | 7 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 52 | no rate: base under 50 |
| Black or African American | 19 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 930 | 16.8% of 750 decided |
| 2 or more minority races | under 10 | |
| Joint | 42 | no rate: base under 50 |
| Race Not Available | 144 | 25.2% of 107 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 31 | no rate: base under 50 |
| Not Hispanic or Latino | 971 | 17.4% of 782 decided |
| Joint | 40 | no rate: base under 50 |
| Ethnicity Not Available | 155 | 24.1% of 116 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 350 | 18.6% of 280 decided |
| Female | 227 | 21.4% of 182 decided |
| Joint | 536 | 14.6% of 430 decided |
| Sex Not Available | 84 | 28.3% of 60 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 508 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved