Mortgage lending in San Juan County, Washington
Lenders in San Juan County, Washington reported 634 mortgage applications for 2025, according to the CFPB.
634 mortgage applications and 353 loans originated in 2025; the denial rate was 24.7% of 503 applications decided. The median loan was about $415,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: San Juan County, WA.
- 634
- Applications
- 353
- Loans originated
- 24.7%
- Denial rate
- 124 denied of 503 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 634 | 353 |
| 2024 | 615 | 331 |
| 2023 | 545 | 286 |
| 2022 | 873 | 501 |
| 2021 | 1,754 | 1,074 |
| 2020 | 1,769 | 1,068 |
| 2019 | 925 | 536 |
| 2018 | 800 | 481 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Banner Bank | 39 | 82 |
| Movement Mortgage, LLC | 33 | 45 |
| Boeing Employees' Credit Union | 22 | 39 |
| Rocket Mortgage | 21 | 26 |
| CMG Mortgage Inc | 13 | 16 |
| Crosscountry Mortgage, LLC | 9 | 16 |
| United Wholesale Mortgage | 8 | 17 |
| US Bank, N.A. | 8 | 18 |
| Peoples Bank | 6 | 11 |
| Bank of America NA | 6 | 10 |
| Keybank National Association | 6 | 12 |
| Loan Funder LLC | 5 | 5 |
| Newrez LLC | 5 | 13 |
| Finance of America Reverse LLC | 5 | 7 |
| Alliant Credit Union | 5 | 5 |
| Washington Federal | 5 | 8 |
| Usalliance Federal Credit Union | 4 | 4 |
| Navy Federal Credit Union | 4 | 10 |
| Guild Mortgage Company | 4 | 10 |
| Spring Eq, LLC | 4 | 7 |
| HMDA LAR 2025-Final | 3 | 7 |
| Provident Funding Associates | 3 | 4 |
| Evergreen Moneysource Mortgage Company | 3 | 5 |
| loanDepot.com LLC | 3 | 6 |
| New American Funding, LLC. | 3 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 476 | 24.9% of 382 decided |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 124 | 21.6% of 97 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 11 | no rate: base under 50 |
| Not Hispanic or Latino | 477 | 24.8% of 383 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 131 | 24.5% of 102 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 158 | 29.0% of 124 decided |
| Female | 110 | 31.5% of 92 decided |
| Joint | 288 | 20.4% of 230 decided |
| Sex Not Available | 78 | 21.1% of 57 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 75 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved