Skip to content
American Factbook
Menu
On this page

Mortgage lending in Kansas

Lenders in Kansas reported 94,814 mortgage applications for 2025, according to the CFPB.

94,814 mortgage applications and 60,511 loans originated in 2025. 14,250 of the 77,975 applications decided were denied, 18.3%. From 2025, the CFPB’s Snapshot release.

94,814
Applications
60,511
Loans originated
20.3 per 1,000 residents, over the Census Bureau's 2025 estimate.
18.3%
Denial rate
14,250 denied of 77,975 applications decided.

The largest lenders in Kansas

2 more columns on a wider screen

Lenders in Kansas by loans originated, 2025
RankLenderOriginated
1Rocket Mortgage3,859
2Communityamerica Federal Credit Union2,521
3Fairway Independent Mort Corp1,876
4United Wholesale Mortgage1,838
5Capitol Federal Savings Bank1,384
6Mortgage Research Center1,308
7Pennymac Loan Services LLC1,217
8Flat Branch Mortgage, Inc.1,216
9Guild Mortgage Company1,155
10Credit Union of America1,143
11Peoples Bank and Trust Co1,134
12Community National Bank & Trust889
13Meritrust Federal Credit Union852
14Fidelity Bank805
15US Bank, N.A.772
16Commerce Bank751
17Arvest Bank735
18Envista Federal Credit Union712
19Landmark National Bank700
20Freedom Mortgage Corporation697
21First State Bank of ST Charles606
22Emprise Bank598
23Nationstar Mortgage593
24Heartland Credit Union583
25Bank of America NA578

Counties in Kansas

1 more column on a wider screen

Counties in Kansas by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Johnson County15,821$295,000
Sedgwick County12,496$165,000
Shawnee County4,060$145,000
Wyandotte County3,239$175,000
Douglas County2,242$225,000
Leavenworth County2,051$245,000
Butler County1,958$160,000
Reno County1,229$105,000
Riley County1,191$205,000
Miami County920$225,000
Geary County806$195,000
Harvey County753$135,000
Franklin County688$175,000
Crawford County633$125,000
Pottawatomie County628$225,000
Saline County610$145,000
Cowley County553$115,000
McPherson County496$145,000
Jefferson County490$185,000
Sumner County438$125,000
Lyon County402$135,000
Barton County396$115,000
Montgomery County391$95,000
Osage County379$145,000
Ford County367$195,000
Cherokee County356$115,000
Finney County330$195,000
Dickinson County308$155,000
Ellis County308$155,000
Atchison County300$125,000
Labette County283$105,000
Jackson County252$155,000
Neosho County224$105,000
Seward County216$145,000
Linn County213$165,000
Marion County188$115,000
Allen County180$85,000
Bourbon County176$115,000
Wabaunsee County172$185,000
Nemaha County155$135,000
Cloud County153$85,000
Doniphan County150$125,000
Clay County148$135,000
Pawnee County143$95,000
Kingman County138$115,000
Rice County128$95,000
Wilson County128$95,000
Coffey County122$130,000
Brown County113$125,000
Anderson County111$145,000
Morris County110$135,000
Pratt County109$125,000
Greenwood County89$65,000
Thomas County89$115,000
Marshall County83$135,000
Ottawa County83$145,000
Harper County81$95,000
Grant County72$145,000
Russell County65$105,000
Gray County54$185,000
Sherman County54$130,000
Barber County51$95,000
Mitchell County47under 50 loans
Stevens County45under 50 loans
Washington County45under 50 loans
Republic County44under 50 loans
Rush County42under 50 loans
Phillips County40under 50 loans
Woodson County40under 50 loans
Norton County39under 50 loans
Chase County36under 50 loans
Stafford County36under 50 loans
Edwards County35under 50 loans
Kearny County34under 50 loans
Ness County34under 50 loans
Scott County34under 50 loans
Chautauqua County33under 50 loans
Logan County32under 50 loans
Meade County32under 50 loans
Ellsworth County31under 50 loans
Decatur County30under 50 loans
Sheridan County30under 50 loans
Elk County29under 50 loans
Gove County29under 50 loans
Rooks County29under 50 loans
Osborne County27under 50 loans
Trego County27under 50 loans
Haskell County22under 50 loans
Smith County19under 50 loans
Morton County17under 50 loans
Graham County16under 50 loans
Lincoln County16under 50 loans
Clark County15under 50 loans
Hamilton County15under 50 loans
Rawlins County14under 50 loans
Greeley County12under 50 loans
Jewell County12under 50 loans
Wichita County12under 50 loans
Cheyenne County11under 50 loans
Hodgeman County11under 50 loans
Kiowa County11under 50 loans
Lane County8under 50 loans
Comanche County7under 50 loans
Wallace County7under 50 loans
Stanton County4under 50 loans

Kansas elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Kansas Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Population, age, income and origin Demographics

    The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • Cost of living Cost of living

    BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Kansas Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration hub has no page for this state: EOIR runs no immigration court here, and CBP publishes by sector and field office, which are its own areas of responsibility rather than a geography. Immigration and the border.

More about Kansas →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved