Mortgage lending in Smith County, Kansas

Lenders in Smith County, Kansas reported 33 mortgage applications for 2025, according to the CFPB.

33 mortgage applications and 19 loans originated in 2025; the denial rate was under 50 decided of 28 applications decided. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Smith County, KS.

33
Applications: 19
Loans originated: under 50 decided
Denial rate: 8 denied of 28 applications decided.

Every year

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Mortgage applications and loans originated in Smith County, Kansas, by year
Year	Applications	Originated	Denied
2025	33	19	8
2024	30	18	8
2023	44	23	11
2022	41	24	9
2021	46	28	7
2020	26	16	5
2019	34	16	9
2018	28	11	10

The largest lenders here

Lenders in Smith County, Kansas by loans originated, 2025
Lender	Originated	Applications
Leaderone Financial Corp.	2	2
Golden Plains Credit Union	2	3
Rocket Mortgage	2	3
First Western Trust Bank	1	1
Kaw Valley State Bank & Trust	1	1
Navy Federal Credit Union	1	1
Delmar Financial Company	1	1
loanDepot.com LLC	1	1
Guild Mortgage Company	1	1
United Wholesale Mortgage	1	1
Nationstar Mortgage	1	1
Pinnacle Bank	1	1
West Gate Bank	1	1
Luminate Bank	1	1
Equity Bank	1	1
Usaa Federal Savings Bank	1	1
AmeriHome Mortgage Company, LLC	0	0
Coastal Community Bank	0	1
American Financing Corporation	0	1
The Federal Savings Bank	0	1
Movement Mortgage, LLC	0	1
New American Funding, LLC.	0	2
Royal United Mortgage LLC	0	1
Amerisave Mortgage Company	0	2
US Bank, N.A.	0	2

Applications by race, ethnicity and sex, 2025

No breakdown by race, ethnicity or sex is printed for Smith County, Kansas: it had fewer than 50 applications, this site’s floor for one.

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026