Mortgage lending in Sumner County, Kansas
Lenders in Sumner County, Kansas reported 732 mortgage applications for 2025, according to the CFPB.
732 mortgage applications and 438 loans originated in 2025; the denial rate was 23.9% of 615 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sumner County, KS HUD Metro FMR Area.
- 732
- Applications
- 438
- Loans originated
- 23.9%
- Denial rate
- 147 denied of 615 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 732 | 438 |
| 2024 | 683 | 447 |
| 2023 | 677 | 401 |
| 2022 | 730 | 486 |
| 2021 | 925 | 589 |
| 2020 | 791 | 522 |
| 2019 | 731 | 472 |
| 2018 | 706 | 445 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 27 | 35 |
| Rocket Mortgage | 23 | 41 |
| Bank of Commerce & Trust Company | 21 | 23 |
| Meritrust Federal Credit Union | 19 | 26 |
| Credit Union of America | 19 | 30 |
| Fidelity Bank | 16 | 26 |
| Panhadle Federal Credit Union | 13 | 16 |
| Flat Branch Mortgage, Inc. | 13 | 14 |
| Pennymac Loan Services LLC | 13 | 24 |
| Mortgage Research Center | 12 | 22 |
| Community National Bank & Trust | 11 | 12 |
| United Wholesale Mortgage | 10 | 18 |
| Fairway Independent Mort Corp | 10 | 13 |
| Peoples Bank and Trust Co | 9 | 10 |
| Pentagon Federal Credit Union | 8 | 15 |
| Home Bank & Trust Co. | 8 | 14 |
| RCB Bank | 7 | 8 |
| American Mortgage Bank | 7 | 8 |
| Vintage Bank Kansas | 7 | 9 |
| The Stock Exchange Bank | 7 | 8 |
| Intrust Bank, NA | 7 | 8 |
| Premier Members Credit Union | 7 | 16 |
| Emprise Bank | 7 | 10 |
| Gateway First Bank | 6 | 9 |
| Freedom Mortgage Corporation | 6 | 24 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 591 | 22.9% of 502 decided |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 99 | 24.7% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 33 | no rate: base under 50 |
| Not Hispanic or Latino | 568 | 22.1% of 479 decided |
| Joint | withheld | |
| Ethnicity Not Available | 112 | 24.2% of 91 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 250 | 28.4% of 204 decided |
| Female | 140 | 26.1% of 119 decided |
| Joint | 269 | 19.8% of 232 decided |
| Sex Not Available | 73 | 20.0% of 60 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2362 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved