Mortgage lending in Johnson County, Kansas
Lenders in Johnson County, Kansas reported 23,572 mortgage applications for 2025, according to the CFPB.
23,572 mortgage applications and 15,821 loans originated in 2025; the denial rate was 14.3% of 19,212 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kansas City, MO-KS HUD Metro FMR Area.
- 23,572
- Applications
- 15,821
- Loans originated
- 14.3%
- Denial rate
- 2,753 denied of 19,212 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 23,572 | 15,821 |
| 2024 | 20,541 | 13,724 |
| 2023 | 18,615 | 12,320 |
| 2022 | 26,151 | 17,542 |
| 2021 | 47,762 | 34,361 |
| 2020 | 55,723 | 39,540 |
| 2019 | 33,830 | 23,500 |
| 2018 | 28,389 | 19,252 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Communityamerica Federal Credit Union | 1,962 | 2,681 |
| Rocket Mortgage | 876 | 1,115 |
| Fairway Independent Mort Corp | 870 | 1,098 |
| Capitol Federal Savings Bank | 625 | 849 |
| United Wholesale Mortgage | 500 | 665 |
| Arvest Bank | 468 | 622 |
| First State Bank of ST Charles | 404 | 404 |
| Commerce Bank | 377 | 645 |
| Crosscountry Mortgage, LLC | 361 | 454 |
| US Bank, N.A. | 338 | 601 |
| Umb Bank NA | 326 | 481 |
| Bank of America NA | 316 | 614 |
| Pennymac Loan Services LLC | 296 | 470 |
| NBKC Bank | 295 | 420 |
| Mainstreet Federal Credit Union | 263 | 427 |
| First National Bank of Omaha | 208 | 336 |
| Prosperity Home Mortgage, LLC | 207 | 284 |
| Nationstar Mortgage | 194 | 250 |
| The Central Trust Bank | 180 | 283 |
| M Squared Financial LLC | 171 | 213 |
| Flat Branch Mortgage, Inc. | 159 | 179 |
| Bell Bank | 154 | 212 |
| Guild Mortgage Company | 145 | 206 |
| Primelending | 141 | 190 |
| Mid America Bank | 127 | 137 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 90 | 21.5% of 65 decided |
| Asian | 1,256 | 18.6% of 958 decided |
| Black or African American | 696 | 26.6% of 557 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 17,201 | 13.1% of 14,240 decided |
| 2 or more minority races | 30 | no rate: base under 50 |
| Joint | 653 | 10.2% of 518 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,623 | 16.9% of 2,834 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,105 | 24.6% of 898 decided |
| Not Hispanic or Latino | 18,179 | 13.4% of 14,922 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,683 | 16.0% of 2,882 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,927 | 17.1% of 5,535 decided |
| Female | 4,155 | 19.3% of 3,377 decided |
| Joint | 10,292 | 10.0% of 8,583 decided |
| Sex Not Available | 2,198 | 17.1% of 1,717 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 307 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved