Mortgage lending in Douglas County, Kansas
Lenders in Douglas County, Kansas reported 3,320 mortgage applications for 2025, according to the CFPB.
3,320 mortgage applications and 2,242 loans originated in 2025; the denial rate was 15.2% of 2,749 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lawrence, KS MSA.
- 3,320
- Applications
- 2,242
- Loans originated
- 15.2%
- Denial rate
- 418 denied of 2,749 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,320 | 2,242 |
| 2024 | 2,993 | 2,026 |
| 2023 | 2,784 | 1,861 |
| 2022 | 3,678 | 2,567 |
| 2021 | 6,237 | 4,589 |
| 2020 | 6,323 | 4,561 |
| 2019 | 4,257 | 3,058 |
| 2018 | 3,655 | 2,653 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Mid America Bank | 219 | 240 |
| Rocket Mortgage | 209 | 268 |
| Fairway Independent Mort Corp | 123 | 158 |
| Truity Federal Credit Union | 94 | 138 |
| Capitol Federal Savings Bank | 82 | 113 |
| United Wholesale Mortgage | 61 | 79 |
| Bell Bank | 60 | 72 |
| Envista Federal Credit Union | 57 | 79 |
| Great American Bank | 54 | 59 |
| US Bank, N.A. | 47 | 95 |
| NBH Bank | 43 | 57 |
| Commerce Bank | 43 | 81 |
| Pennymac Loan Services LLC | 42 | 62 |
| The Central Trust Bank | 40 | 71 |
| M Squared Financial LLC | 36 | 42 |
| Primelending | 32 | 36 |
| Communityamerica Federal Credit Union | 32 | 46 |
| First State Bank & Trust | 31 | 37 |
| Nationstar Mortgage | 28 | 33 |
| Sunflower Bank, N.A. | 27 | 46 |
| Silver Lake Bank | 27 | 28 |
| Mainstreet Federal Credit Union | 27 | 46 |
| Mortgage Research Center | 25 | 52 |
| Landmark National Bank | 25 | 31 |
| Movement Mortgage, LLC | 24 | 36 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 40 | no rate: base under 50 |
| Asian | 90 | 18.6% of 70 decided |
| Black or African American | 70 | 26.3% of 57 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,383 | 15.1% of 1,988 decided |
| 2 or more minority races | under 10 | |
| Joint | 119 | 16.7% of 96 decided |
| Race Not Available | 612 | 13.4% of 509 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 116 | 23.2% of 95 decided |
| Not Hispanic or Latino | 2,509 | 15.2% of 2,080 decided |
| Joint | 72 | 17.9% of 56 decided |
| Ethnicity Not Available | 623 | 13.5% of 518 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 882 | 17.7% of 706 decided |
| Female | 662 | 20.0% of 541 decided |
| Joint | 1,338 | 12.1% of 1,138 decided |
| Sex Not Available | 438 | 12.9% of 364 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 755 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved