Mortgage lending in Jefferson County, Kansas
Lenders in Jefferson County, Kansas reported 763 mortgage applications for 2025, according to the CFPB.
763 mortgage applications and 490 loans originated in 2025; the denial rate was 19.9% of 648 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Topeka, KS MSA.
- 763
- Applications
- 490
- Loans originated
- 19.9%
- Denial rate
- 129 denied of 648 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 763 | 490 |
| 2024 | 698 | 458 |
| 2023 | 622 | 380 |
| 2022 | 804 | 526 |
| 2021 | 1,225 | 848 |
| 2020 | 1,084 | 758 |
| 2019 | 728 | 469 |
| 2018 | 796 | 539 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 52 | 76 |
| Union State Bank of Everest | 33 | 35 |
| Envista Federal Credit Union | 30 | 44 |
| Flat Branch Mortgage, Inc. | 18 | 19 |
| United Wholesale Mortgage | 17 | 23 |
| Denison State Bank | 15 | 17 |
| Fairway Independent Mort Corp | 15 | 22 |
| Capitol Federal Savings Bank | 13 | 18 |
| Mutual Savings Association | 12 | 14 |
| First State Bank & Trust | 12 | 18 |
| Mid America Bank | 10 | 10 |
| Mortgage Research Center | 10 | 24 |
| Freedom Mortgage Corporation | 10 | 14 |
| Exchange Bank & Trust | 8 | 8 |
| US Bank, N.A. | 8 | 15 |
| Pennymac Loan Services LLC | 8 | 16 |
| Nationstar Mortgage | 7 | 7 |
| NBH Bank | 7 | 7 |
| Communityamerica Federal Credit Union | 6 | 7 |
| First State Bank of ST Charles | 6 | 6 |
| Geneva Financial LLC | 5 | 6 |
| Newrez LLC | 5 | 8 |
| Silver Lake Bank | 5 | 5 |
| Mortgage Investment Services Corporation | 4 | 10 |
| Primelending | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 626 | 18.6% of 532 decided |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 109 | 27.8% of 90 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 640 | 19.3% of 550 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 109 | 25.6% of 86 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 258 | 19.8% of 222 decided |
| Female | 124 | 23.3% of 103 decided |
| Joint | 308 | 18.2% of 264 decided |
| Sex Not Available | 73 | 22.0% of 59 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1249 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved