Mortgage lending in Sedgwick County, Kansas
Lenders in Sedgwick County, Kansas reported 19,594 mortgage applications for 2025, according to the CFPB.
19,594 mortgage applications and 12,496 loans originated in 2025; the denial rate was 18.5% of 16,312 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wichita, KS HUD Metro FMR Area.
- 19,594
- Applications
- 12,496
- Loans originated
- 18.5%
- Denial rate
- 3,022 denied of 16,312 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 19,594 | 12,496 |
| 2024 | 17,306 | 11,017 |
| 2023 | 16,079 | 10,168 |
| 2022 | 20,633 | 13,239 |
| 2021 | 29,359 | 19,966 |
| 2020 | 28,202 | 19,511 |
| 2019 | 19,747 | 13,487 |
| 2018 | 18,337 | 12,360 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Credit Union of America | 811 | 1,330 |
| Meritrust Federal Credit Union | 644 | 814 |
| Rocket Mortgage | 629 | 869 |
| Guild Mortgage Company | 552 | 723 |
| Fidelity Bank | 546 | 749 |
| Peoples Bank and Trust Co | 419 | 468 |
| Emprise Bank | 378 | 633 |
| United Wholesale Mortgage | 373 | 502 |
| Premier Members Credit Union | 368 | 488 |
| Pennymac Loan Services LLC | 325 | 502 |
| Gateway First Bank | 300 | 371 |
| Intrust Bank, NA | 291 | 462 |
| Mortgage Research Center | 285 | 511 |
| Sierra Pacific Mortgage Co. Inc | 263 | 331 |
| Capitol Federal Savings Bank | 249 | 336 |
| Heartland Credit Union | 212 | 312 |
| Planet Home Lending, LLC | 197 | 224 |
| Flat Branch Mortgage, Inc. | 181 | 217 |
| Wichita Federal Credit Union | 166 | 273 |
| Freedom Mortgage Corporation | 150 | 329 |
| Fairway Independent Mort Corp | 149 | 190 |
| Legacy Bank | 135 | 155 |
| American Mortgage Bank | 130 | 157 |
| Bank of America NA | 109 | 315 |
| Zippy Loans, LLC | 108 | 338 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 205 | 24.4% of 168 decided |
| Asian | 728 | 19.0% of 600 decided |
| Black or African American | 946 | 31.4% of 740 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 12,913 | 18.0% of 10,801 decided |
| 2 or more minority races | 56 | 36.0% of 50 decided |
| Joint | 521 | 17.4% of 437 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,196 | 17.0% of 3,493 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,965 | 24.6% of 1,614 decided |
| Not Hispanic or Latino | 13,081 | 18.7% of 10,908 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,963 | 15.4% of 3,299 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,422 | 22.3% of 5,252 decided |
| Female | 3,850 | 25.1% of 3,188 decided |
| Joint | 6,456 | 13.7% of 5,470 decided |
| Sex Not Available | 2,866 | 12.6% of 2,402 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1559 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved