Mortgage lending in Phillips County, Kansas
Lenders in Phillips County, Kansas reported 78 mortgage applications for 2025, according to the CFPB.
78 mortgage applications and 40 loans originated in 2025; the denial rate was 31.1% of 61 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Phillips County, KS.
- 78
- Applications
- 40
- Loans originated
- 31.1%
- Denial rate
- 19 denied of 61 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 78 | 40 |
| 2024 | 68 | 34 |
| 2023 | 76 | 39 |
| 2022 | 52 | 28 |
| 2021 | 99 | 66 |
| 2020 | 73 | 48 |
| 2019 | 61 | 32 |
| 2018 | 42 | 19 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Golden Plains Credit Union | 12 | 26 |
| Rocket Mortgage | 7 | 8 |
| Farm Credit Mid-America, Aca | 2 | 3 |
| Mortgage Research Center | 2 | 5 |
| Equity Bank | 2 | 2 |
| MNB Bank | 1 | 1 |
| Figure Lending LLC | 1 | 1 |
| Leaderone Financial Corp. | 1 | 1 |
| Primelending | 1 | 1 |
| Zillow Home Loans, LLC | 1 | 1 |
| Navy Federal Credit Union | 1 | 2 |
| Armed Forces Bank, N.A. | 1 | 1 |
| Union State Bank | 1 | 1 |
| Nationstar Mortgage | 1 | 1 |
| Freedom Mortgage Corporation | 1 | 1 |
| Consumer Real Estate Finance Co DBA Society Mortgage | 1 | 1 |
| West Gate Bank | 1 | 2 |
| JPMorgan Chase Bank, NA | 1 | 1 |
| Wells Fargo Bank NA | 1 | 2 |
| Discover Bank | 1 | 1 |
| Empeople Credit Union | 0 | 1 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
| Vanderbilt Mortgage and Finance, Inc | 0 | 1 |
| Heartland Credit Union | 0 | 2 |
| New American Funding, LLC. | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 57 | no rate: base under 50 |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 49 | no rate: base under 50 |
| Joint | under 10 | |
| Ethnicity Not Available | 24 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 35 | no rate: base under 50 |
| Female | withheld | |
| Joint | 21 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved