Mortgage lending in Reno County, Kansas
Lenders in Reno County, Kansas reported 1,817 mortgage applications for 2025, according to the CFPB.
1,817 mortgage applications and 1,229 loans originated in 2025; the denial rate was 15.2% of 1,520 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Reno County, KS.
- 1,817
- Applications
- 1,229
- Loans originated
- 15.2%
- Denial rate
- 231 denied of 1,520 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,817 | 1,229 |
| 2024 | 1,470 | 992 |
| 2023 | 1,361 | 903 |
| 2022 | 1,534 | 977 |
| 2021 | 2,295 | 1,581 |
| 2020 | 2,220 | 1,590 |
| 2019 | 1,502 | 1,018 |
| 2018 | 1,409 | 964 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Heartland Credit Union | 209 | 297 |
| Peoples Bank and Trust Co | 179 | 200 |
| First National Bank of Hutchinson | 119 | 129 |
| Primary Residential Mortgage, INC. | 109 | 138 |
| Rocket Mortgage | 47 | 68 |
| American Mortgage Bank | 36 | 44 |
| Credit Union of America | 32 | 68 |
| Guild Mortgage Company | 30 | 36 |
| Mortgage Research Center | 28 | 52 |
| Meritrust Federal Credit Union | 24 | 25 |
| RCB Bank | 20 | 21 |
| Members Mortgage Services, LLC | 20 | 28 |
| Pennymac Loan Services LLC | 19 | 36 |
| United Wholesale Mortgage | 18 | 24 |
| Union Home Mortgage Corp. | 18 | 27 |
| Gateway First Bank | 14 | 16 |
| Nationstar Mortgage | 11 | 15 |
| Envista Federal Credit Union | 10 | 20 |
| Flat Branch Mortgage, Inc. | 10 | 16 |
| Freedom Mortgage Corporation | 10 | 24 |
| Simmons Bank | 9 | 14 |
| Premier Members Credit Union | 9 | 12 |
| Planet Home Lending, LLC | 8 | 13 |
| Community National Bank & Trust | 8 | 9 |
| Commerce Bank | 8 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 21 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,413 | 15.6% of 1,194 decided |
| 2 or more minority races | under 10 | |
| Joint | 48 | no rate: base under 50 |
| Race Not Available | 315 | 13.0% of 253 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 94 | 19.7% of 71 decided |
| Not Hispanic or Latino | 1,344 | 15.4% of 1,146 decided |
| Joint | 61 | no rate: base under 50 |
| Ethnicity Not Available | 318 | 12.9% of 255 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 536 | 16.2% of 451 decided |
| Female | 380 | 23.5% of 315 decided |
| Joint | 681 | 11.5% of 575 decided |
| Sex Not Available | 220 | 10.1% of 179 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2687 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved