Mortgage lending in Butler County, Kansas
Lenders in Butler County, Kansas reported 2,943 mortgage applications for 2025, according to the CFPB.
2,943 mortgage applications and 1,958 loans originated in 2025; the denial rate was 16.8% of 2,457 applications decided. The median loan was about $160,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wichita, KS HUD Metro FMR Area.
- 2,943
- Applications
- 1,958
- Loans originated
- 16.8%
- Denial rate
- 414 denied of 2,457 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,943 | 1,958 |
| 2024 | 2,531 | 1,636 |
| 2023 | 2,501 | 1,638 |
| 2022 | 2,886 | 1,841 |
| 2021 | 4,116 | 2,780 |
| 2020 | 4,005 | 2,710 |
| 2019 | 2,944 | 2,030 |
| 2018 | 2,594 | 1,723 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community National Bank & Trust | 168 | 186 |
| Rocket Mortgage | 107 | 138 |
| White Eagle Credit Union | 98 | 131 |
| Meritrust Federal Credit Union | 76 | 96 |
| Emprise Bank | 76 | 130 |
| Gateway First Bank | 73 | 87 |
| Credit Union of America | 72 | 115 |
| Guild Mortgage Company | 65 | 88 |
| Intrust Bank, NA | 62 | 89 |
| Fidelity Bank | 54 | 72 |
| Premier Members Credit Union | 51 | 62 |
| Pennymac Loan Services LLC | 51 | 88 |
| Vintage Bank Kansas | 46 | 54 |
| Sierra Pacific Mortgage Co. Inc | 43 | 60 |
| Mortgage Research Center | 42 | 79 |
| United Wholesale Mortgage | 42 | 66 |
| Planet Home Lending, LLC | 40 | 51 |
| Peoples Bank and Trust Co | 30 | 33 |
| loanDepot.com LLC | 27 | 33 |
| Freedom Mortgage Corporation | 27 | 49 |
| Fairway Independent Mort Corp | 24 | 31 |
| Nationstar Mortgage | 22 | 32 |
| Capitol Federal Savings Bank | 21 | 36 |
| Heartland Credit Union | 21 | 31 |
| Click n' Close, Inc. | 18 | 18 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 52 | no rate: base under 50 |
| Black or African American | 28 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,234 | 17.3% of 1,869 decided |
| Joint | 71 | 16.4% of 61 decided |
| Race Not Available | 527 | 13.9% of 439 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 95 | 25.0% of 76 decided |
| Not Hispanic or Latino | 2,242 | 17.2% of 1,872 decided |
| Joint | withheld | |
| Ethnicity Not Available | 533 | 15.0% of 446 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 884 | 19.1% of 717 decided |
| Female | 496 | 23.1% of 416 decided |
| Joint | 1,178 | 13.6% of 996 decided |
| Sex Not Available | 385 | 14.0% of 328 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1679 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved