Mortgage lending in Montgomery County, Kansas
Lenders in Montgomery County, Kansas reported 711 mortgage applications for 2025, according to the CFPB.
711 mortgage applications and 391 loans originated in 2025; the denial rate was 26.4% of 565 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Montgomery County, KS.
- 711
- Applications
- 391
- Loans originated
- 26.4%
- Denial rate
- 149 denied of 565 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 711 | 391 |
| 2024 | 783 | 481 |
| 2023 | 688 | 408 |
| 2022 | 845 | 496 |
| 2021 | 905 | 552 |
| 2020 | 819 | 521 |
| 2019 | 675 | 414 |
| 2018 | 687 | 439 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community National Bank & Trust | 94 | 125 |
| Flat Branch Mortgage, Inc. | 46 | 49 |
| Rocket Mortgage | 32 | 52 |
| Mortgage Research Center | 20 | 29 |
| Equity Bank | 17 | 34 |
| FirstOak Bank | 13 | 20 |
| American Financial Network, Inc. | 11 | 13 |
| Empeople Credit Union | 7 | 13 |
| Pennymac Loan Services LLC | 7 | 14 |
| Freedom Mortgage Corporation | 6 | 14 |
| Mortgage Investment Services Corporation | 5 | 10 |
| Bank of Commerce | 5 | 5 |
| Figure Lending LLC | 5 | 11 |
| Nationstar Mortgage | 5 | 9 |
| Bank of America NA | 5 | 12 |
| Union Home Mortgage Corp. | 4 | 4 |
| Arvest Bank | 4 | 8 |
| NBKC Bank | 3 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 12 |
| Skyward Credit Union | 3 | 12 |
| Farm Credit Mid-America, Aca | 3 | 3 |
| Truity Federal Credit Union | 3 | 7 |
| People's Bank of Seneca | 3 | 3 |
| Towne Mortgage Company | 3 | 4 |
| Better Mortgage Corporation | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 25 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 16 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 510 | 23.1% of 403 decided |
| 2 or more minority races | under 10 | |
| Joint | 34 | no rate: base under 50 |
| Race Not Available | 116 | 35.5% of 93 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 31 | no rate: base under 50 |
| Not Hispanic or Latino | 549 | 24.7% of 433 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 118 | 34.8% of 92 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 238 | 28.1% of 185 decided |
| Female | 186 | 27.6% of 152 decided |
| Joint | 210 | 21.7% of 166 decided |
| Sex Not Available | 77 | 30.6% of 62 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2760 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved