Mortgage lending in Riley County, Kansas
Lenders in Riley County, Kansas reported 1,797 mortgage applications for 2025, according to the CFPB.
1,797 mortgage applications and 1,191 loans originated in 2025; the denial rate was 15.0% of 1,475 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Manhattan, KS HUD Metro FMR Area.
- 1,797
- Applications
- 1,191
- Loans originated
- 15.0%
- Denial rate
- 221 denied of 1,475 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,797 | 1,191 |
| 2024 | 1,739 | 1,176 |
| 2023 | 1,468 | 1,027 |
| 2022 | 2,061 | 1,434 |
| 2021 | 3,206 | 2,250 |
| 2020 | 3,333 | 2,339 |
| 2019 | 1,880 | 1,334 |
| 2018 | 1,648 | 1,213 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community First National Bank | 121 | 133 |
| Landmark National Bank | 90 | 112 |
| United Wholesale Mortgage | 69 | 83 |
| Bank of the Flint Hills | 64 | 74 |
| Rocket Mortgage | 46 | 66 |
| KS StateBank | 46 | 51 |
| Mortgage Research Center | 44 | 81 |
| Zippy Loans, LLC | 41 | 100 |
| Kansas State University Federal Credit Union | 37 | 52 |
| Primelending | 30 | 36 |
| Exchange Bank | 28 | 36 |
| Pennymac Loan Services LLC | 25 | 50 |
| Navy Federal Credit Union | 24 | 48 |
| Outdoor Bank | 23 | 26 |
| Commerce Bank | 20 | 32 |
| Luminate Bank | 19 | 21 |
| ESB Financial | 18 | 18 |
| Freedom Mortgage Corporation | 18 | 24 |
| Capitol Federal Savings Bank | 17 | 28 |
| Fairway Independent Mort Corp | 17 | 24 |
| Crosscountry Mortgage, LLC | 17 | 24 |
| Central National Bank | 16 | 19 |
| Usaa Federal Savings Bank | 14 | 29 |
| Riley State Bank | 13 | 13 |
| Credit Union of America | 13 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 15 | no rate: base under 50 |
| Asian | 43 | no rate: base under 50 |
| Black or African American | 61 | 39.6% of 53 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,278 | 12.9% of 1,032 decided |
| 2 or more minority races | under 10 | |
| Joint | 68 | 16.4% of 55 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 327 | 17.0% of 282 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 116 | 23.7% of 97 decided |
| Not Hispanic or Latino | 1,311 | 15.1% of 1,061 decided |
| Joint | withheld | |
| Ethnicity Not Available | 314 | 11.1% of 271 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 544 | 20.3% of 434 decided |
| Female | 296 | 24.4% of 246 decided |
| Joint | 758 | 10.3% of 621 decided |
| Sex Not Available | 199 | 5.2% of 174 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 997 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved