Mortgage lending in Miami County, Kansas
Lenders in Miami County, Kansas reported 1,418 mortgage applications for 2025, according to the CFPB.
1,418 mortgage applications and 920 loans originated in 2025; the denial rate was 17.3% of 1,168 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kansas City, MO-KS HUD Metro FMR Area.
- 1,418
- Applications
- 920
- Loans originated
- 17.3%
- Denial rate
- 202 denied of 1,168 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,418 | 920 |
| 2024 | 1,369 | 886 |
| 2023 | 1,262 | 816 |
| 2022 | 1,534 | 963 |
| 2021 | 2,566 | 1,728 |
| 2020 | 2,614 | 1,775 |
| 2019 | 1,682 | 1,114 |
| 2018 | 1,504 | 1,007 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 72 | 91 |
| Communityamerica Federal Credit Union | 63 | 86 |
| Fairway Independent Mort Corp | 45 | 52 |
| First Option Bank | 41 | 57 |
| First State Bank of ST Charles | 29 | 29 |
| Great Southern Bank | 24 | 38 |
| United Wholesale Mortgage | 24 | 34 |
| Capitol Federal Savings Bank | 20 | 30 |
| Mid America Bank | 19 | 22 |
| Mortgage Research Center | 19 | 33 |
| Landmark National Bank | 19 | 27 |
| Pennymac Loan Services LLC | 19 | 31 |
| Freedom Mortgage Corporation | 17 | 31 |
| New American Funding, LLC. | 16 | 25 |
| Arvest Bank | 16 | 26 |
| Guild Mortgage Company | 15 | 16 |
| Fidelity Bank | 15 | 19 |
| The First Security Bank | 15 | 15 |
| Stride Bank, National Association | 13 | 19 |
| Mainstreet Federal Credit Union | 13 | 23 |
| Primelending | 12 | 12 |
| Nationstar Mortgage | 12 | 16 |
| US Bank, N.A. | 11 | 23 |
| Bank of America NA | 11 | 19 |
| Leaderone Financial Corp. | 10 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 1,134 | 15.7% of 951 decided |
| 2 or more minority races | under 10 | |
| Joint | 27 | no rate: base under 50 |
| Race Not Available | 224 | 27.6% of 174 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 40 | no rate: base under 50 |
| Not Hispanic or Latino | 1,123 | 15.6% of 942 decided |
| Joint | 29 | no rate: base under 50 |
| Ethnicity Not Available | 226 | 24.6% of 175 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 448 | 21.2% of 373 decided |
| Female | 230 | 19.8% of 182 decided |
| Joint | 605 | 13.6% of 509 decided |
| Sex Not Available | 135 | 17.3% of 104 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 756 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved