Mortgage lending in Wyandotte County, Kansas
Lenders in Wyandotte County, Kansas reported 5,768 mortgage applications for 2025, according to the CFPB.
5,768 mortgage applications and 3,239 loans originated in 2025; the denial rate was 23.9% of 4,528 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kansas City, MO-KS HUD Metro FMR Area.
- 5,768
- Applications
- 3,239
- Loans originated
- 23.9%
- Denial rate
- 1,084 denied of 4,528 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,768 | 3,239 |
| 2024 | 5,199 | 2,922 |
| 2023 | 4,585 | 2,634 |
| 2022 | 5,818 | 3,336 |
| 2021 | 7,927 | 5,002 |
| 2020 | 7,080 | 4,338 |
| 2019 | 5,578 | 3,228 |
| 2018 | 4,706 | 2,733 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Communityamerica Federal Credit Union | 270 | 452 |
| Rocket Mortgage | 219 | 307 |
| United Wholesale Mortgage | 174 | 264 |
| Fairway Independent Mort Corp | 91 | 119 |
| Capitol Federal Savings Bank | 87 | 107 |
| Kiavi Funding, Inc. | 83 | 120 |
| Guild Mortgage Company | 78 | 105 |
| US Bank, N.A. | 73 | 173 |
| Bokf NA | 69 | 106 |
| First State Bank of ST Charles | 65 | 65 |
| Zippy Loans, LLC | 64 | 202 |
| The Central Trust Bank | 61 | 88 |
| Mainstreet Federal Credit Union | 60 | 114 |
| First National Bank of Omaha | 55 | 99 |
| Pennymac Loan Services LLC | 49 | 119 |
| M Squared Financial LLC | 45 | 56 |
| Umb Bank NA | 45 | 81 |
| Bell Bank | 42 | 57 |
| Arvest Bank | 41 | 82 |
| Commerce Bank | 40 | 92 |
| Leaderone Financial Corp. | 39 | 62 |
| Mortgage Research Center | 39 | 85 |
| Nationstar Mortgage | 39 | 60 |
| Freedom Mortgage Corporation | 39 | 98 |
| First Federal Bank of Kansas City | 37 | 52 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 64 | 35.2% of 54 decided |
| Asian | 259 | 21.1% of 199 decided |
| Black or African American | 656 | 31.1% of 518 decided |
| Native Hawaiian or Other Pacific Islander | 15 | no rate: base under 50 |
| White | 3,227 | 22.7% of 2,583 decided |
| 2 or more minority races | withheld | |
| Joint | 119 | 25.0% of 84 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,412 | 23.2% of 1,067 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,253 | 27.0% of 1,007 decided |
| Not Hispanic or Latino | 3,189 | 23.7% of 2,519 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,179 | 20.6% of 882 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,115 | 25.3% of 1,667 decided |
| Female | 1,368 | 27.6% of 1,083 decided |
| Joint | 1,522 | 20.6% of 1,200 decided |
| Sex Not Available | 763 | 20.2% of 578 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1389 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved