Mortgage lending in McPherson County, Kansas
Lenders in McPherson County, Kansas reported 691 mortgage applications for 2025, according to the CFPB.
691 mortgage applications and 496 loans originated in 2025; the denial rate was 15.9% of 602 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: McPherson County, KS.
- 691
- Applications
- 496
- Loans originated
- 15.9%
- Denial rate
- 96 denied of 602 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 691 | 496 |
| 2024 | 712 | 541 |
| 2023 | 570 | 415 |
| 2022 | 545 | 348 |
| 2021 | 834 | 604 |
| 2020 | 834 | 603 |
| 2019 | 606 | 429 |
| 2018 | 551 | 394 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Peoples Bank and Trust Co | 190 | 216 |
| Flat Branch Mortgage, Inc. | 44 | 49 |
| Gateway First Bank | 35 | 41 |
| The Citizens State Bank | 21 | 21 |
| Rocket Mortgage | 19 | 30 |
| Primary Residential Mortgage, INC. | 16 | 16 |
| Great Plains Federal Credit Union | 10 | 19 |
| Mortgage Research Center | 9 | 14 |
| Better Mortgage Corporation | 9 | 9 |
| Heartland Credit Union | 8 | 18 |
| Emprise Bank | 7 | 9 |
| Community National Bank & Trust | 6 | 7 |
| 21ST Mortgage | 6 | 14 |
| Navy Federal Credit Union | 5 | 7 |
| American Mortgage Bank | 4 | 6 |
| Mutual of Omaha Mortgage | 4 | 5 |
| First National Bank of Hutchinson | 4 | 5 |
| Pennymac Loan Services LLC | 4 | 11 |
| Sunflower Bank, N.A. | 3 | 4 |
| Mortgage Investment Services Corporation | 3 | 6 |
| Vintage Bank Kansas | 3 | 4 |
| Coastal Community Bank | 3 | 5 |
| Guild Mortgage Company | 3 | 5 |
| The Bennington State Bank | 3 | 3 |
| United Wholesale Mortgage | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 589 | 15.5% of 511 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 84 | 13.7% of 73 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 564 | 14.9% of 495 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 91 | 15.4% of 78 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 227 | 21.7% of 198 decided |
| Female | 108 | 21.3% of 94 decided |
| Joint | 293 | 11.3% of 257 decided |
| Sex Not Available | 63 | 7.5% of 53 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1969 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved