Mortgage lending in Jackson County, Kansas
Lenders in Jackson County, Kansas reported 390 mortgage applications for 2025, according to the CFPB.
390 mortgage applications and 252 loans originated in 2025; the denial rate was 21.4% of 345 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Topeka, KS MSA.
- 390
- Applications
- 252
- Loans originated
- 21.4%
- Denial rate
- 74 denied of 345 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 390 | 252 |
| 2024 | 350 | 225 |
| 2023 | 334 | 205 |
| 2022 | 428 | 293 |
| 2021 | 574 | 373 |
| 2020 | 590 | 403 |
| 2019 | 383 | 262 |
| 2018 | 356 | 243 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Denison State Bank | 61 | 75 |
| Envista Federal Credit Union | 17 | 21 |
| Flat Branch Mortgage, Inc. | 16 | 19 |
| Rocket Mortgage | 15 | 25 |
| Fairway Independent Mort Corp | 12 | 13 |
| United Wholesale Mortgage | 9 | 12 |
| Gnbank, N.A. | 9 | 11 |
| The Farmers State Bank | 6 | 9 |
| Mortgage Investment Services Corporation | 5 | 14 |
| Bank of the Flint Hills | 5 | 8 |
| Azura Credit Union | 5 | 10 |
| Central National Bank | 4 | 4 |
| Mortgage Research Center | 4 | 6 |
| Silver Lake Bank | 4 | 4 |
| Freedom Mortgage Corporation | 4 | 12 |
| Farm Credit Mid-America, Aca | 3 | 3 |
| CoreFirst Bank & Trust | 3 | 5 |
| The Bennington State Bank | 3 | 3 |
| Nationstar Mortgage | 3 | 5 |
| US Bank, N.A. | 3 | 6 |
| Union State Bank of Everest | 2 | 3 |
| Kaw Valley State Bank & Trust | 2 | 2 |
| Leaderone Financial Corp. | 2 | 2 |
| Coastal Community Bank | 2 | 2 |
| Navy Federal Credit Union | 2 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 311 | 22.2% of 270 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 50 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 319 | 22.2% of 279 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 52 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 115 | 24.7% of 97 decided |
| Female | 69 | 24.2% of 62 decided |
| Joint | 167 | 16.8% of 149 decided |
| Sex Not Available | 39 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1748 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved