Mortgage lending in Osage County, Kansas
Lenders in Osage County, Kansas reported 561 mortgage applications for 2025, according to the CFPB.
561 mortgage applications and 379 loans originated in 2025; the denial rate was 18.2% of 478 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Topeka, KS MSA.
- 561
- Applications
- 379
- Loans originated
- 18.2%
- Denial rate
- 87 denied of 478 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 561 | 379 |
| 2024 | 484 | 326 |
| 2023 | 443 | 273 |
| 2022 | 504 | 315 |
| 2021 | 680 | 441 |
| 2020 | 608 | 401 |
| 2019 | 578 | 384 |
| 2018 | 518 | 352 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 41 | 56 |
| Envista Federal Credit Union | 32 | 54 |
| Lyndon State Bank | 25 | 26 |
| Flat Branch Mortgage, Inc. | 16 | 20 |
| Flint Hills Bank | 14 | 15 |
| Mid America Bank | 14 | 14 |
| Fairway Independent Mort Corp | 14 | 18 |
| The Citizens State Bank | 10 | 10 |
| Mortgage Research Center | 10 | 20 |
| The First Security Bank | 9 | 9 |
| Capitol Federal Savings Bank | 8 | 9 |
| Azura Credit Union | 8 | 20 |
| Freedom Mortgage Corporation | 8 | 11 |
| NBH Bank | 7 | 8 |
| Communityamerica Federal Credit Union | 6 | 8 |
| Farm Credit Mid-America, Aca | 6 | 6 |
| CoreFirst Bank & Trust | 6 | 10 |
| Truity Federal Credit Union | 6 | 7 |
| Landmark National Bank | 6 | 7 |
| United Wholesale Mortgage | 5 | 5 |
| Amerisave Mortgage Company | 5 | 9 |
| US Bank, N.A. | 5 | 9 |
| loanDepot.com LLC | 4 | 7 |
| New American Funding, LLC. | 4 | 9 |
| Newrez LLC | 4 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 457 | 18.6% of 387 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 86 | 16.0% of 75 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 448 | 17.9% of 380 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 95 | 21.7% of 83 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 165 | 21.8% of 133 decided |
| Female | 102 | 23.9% of 92 decided |
| Joint | 231 | 13.1% of 199 decided |
| Sex Not Available | 63 | 18.5% of 54 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1970 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved