Mortgage lending in Franklin County, Kansas
Lenders in Franklin County, Kansas reported 1,079 mortgage applications for 2025, according to the CFPB.
1,079 mortgage applications and 688 loans originated in 2025; the denial rate was 19.0% of 886 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Franklin County, KS.
- 1,079
- Applications
- 688
- Loans originated
- 19.0%
- Denial rate
- 168 denied of 886 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,079 | 688 |
| 2024 | 906 | 601 |
| 2023 | 829 | 519 |
| 2022 | 909 | 579 |
| 2021 | 1,416 | 937 |
| 2020 | 1,332 | 880 |
| 2019 | 1,008 | 670 |
| 2018 | 911 | 598 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 79 | 103 |
| Mid America Bank | 49 | 52 |
| Fairway Independent Mort Corp | 32 | 40 |
| Geneva Financial LLC | 30 | 38 |
| The Kansas State Bank | 28 | 30 |
| OakStar Bank | 22 | 24 |
| Bell Bank | 21 | 24 |
| Arvest Bank | 20 | 40 |
| Newrez LLC | 16 | 27 |
| Communityamerica Federal Credit Union | 15 | 23 |
| Pennymac Loan Services LLC | 15 | 24 |
| United Wholesale Mortgage | 14 | 25 |
| Mortgage Research Center | 12 | 25 |
| Nationstar Mortgage | 12 | 21 |
| Crosscountry Mortgage, LLC | 12 | 13 |
| BMO Harris Bank NA | 11 | 22 |
| NBH Bank | 10 | 13 |
| Primelending | 9 | 9 |
| Leaderone Financial Corp. | 8 | 12 |
| Guild Mortgage Company | 8 | 10 |
| Mainstreet Federal Credit Union | 8 | 12 |
| Farm Credit Mid-America, Aca | 7 | 12 |
| Freedom Mortgage Corporation | 7 | 15 |
| Mutual of Omaha Mortgage | 7 | 10 |
| Patriots Bank | 7 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 14 | no rate: base under 50 |
| White | 870 | 17.9% of 722 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 168 | 19.2% of 130 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 36 | no rate: base under 50 |
| Not Hispanic or Latino | 865 | 19.3% of 719 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 166 | 17.1% of 129 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 371 | 21.6% of 292 decided |
| Female | 211 | 27.2% of 180 decided |
| Joint | 403 | 12.4% of 339 decided |
| Sex Not Available | 94 | 18.7% of 75 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1388 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved