Mortgage lending in Geary County, Kansas
Lenders in Geary County, Kansas reported 1,308 mortgage applications for 2025, according to the CFPB.
1,308 mortgage applications and 806 loans originated in 2025; the denial rate was 17.0% of 1,006 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Geary County, KS HUD Metro FMR Area.
- 1,308
- Applications
- 806
- Loans originated
- 17.0%
- Denial rate
- 171 denied of 1,006 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,308 | 806 |
| 2024 | 1,223 | 765 |
| 2023 | 1,014 | 644 |
| 2022 | 1,396 | 859 |
| 2021 | 1,884 | 1,178 |
| 2020 | 1,642 | 1,041 |
| 2019 | 1,055 | 659 |
| 2018 | 848 | 493 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Mortgage Research Center | 145 | 232 |
| Exchange Bank | 72 | 90 |
| Fairway Independent Mort Corp | 59 | 71 |
| United Wholesale Mortgage | 52 | 69 |
| Landmark National Bank | 43 | 60 |
| Navy Federal Credit Union | 40 | 83 |
| Rocket Mortgage | 36 | 45 |
| KS StateBank | 30 | 35 |
| Central National Bank | 26 | 33 |
| Pennymac Loan Services LLC | 26 | 54 |
| Freedom Mortgage Corporation | 19 | 35 |
| Crosscountry Mortgage, LLC | 18 | 26 |
| Guaranteed Rate, Inc. | 15 | 16 |
| Armed Forces Bank, N.A. | 13 | 18 |
| Intrust Bank, NA | 12 | 17 |
| Usaa Federal Savings Bank | 12 | 18 |
| Nationstar Mortgage | 8 | 12 |
| Newrez LLC | 7 | 18 |
| Community First National Bank | 7 | 7 |
| Outdoor Bank | 6 | 6 |
| Leaderone Financial Corp. | 6 | 8 |
| Primelending | 5 | 5 |
| Kansas State University Federal Credit Union | 5 | 8 |
| loanDepot.com LLC | 5 | 13 |
| Old National Bank | 5 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | 37 | no rate: base under 50 |
| Black or African American | 193 | 25.2% of 143 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 768 | 14.1% of 595 decided |
| 2 or more minority races | under 10 | |
| Joint | 40 | no rate: base under 50 |
| Race Not Available | 250 | 18.5% of 189 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 155 | 19.0% of 116 decided |
| Not Hispanic or Latino | 869 | 17.2% of 676 decided |
| Joint | 57 | no rate: base under 50 |
| Ethnicity Not Available | 227 | 16.6% of 169 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 600 | 18.6% of 452 decided |
| Female | 171 | 20.9% of 134 decided |
| Joint | 400 | 14.3% of 315 decided |
| Sex Not Available | 137 | 13.3% of 105 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1131 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved