Mortgage lending in Pottawatomie County, Kansas
Lenders in Pottawatomie County, Kansas reported 921 mortgage applications for 2025, according to the CFPB.
921 mortgage applications and 628 loans originated in 2025; the denial rate was 15.1% of 775 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Manhattan, KS HUD Metro FMR Area.
- 921
- Applications
- 628
- Loans originated
- 15.1%
- Denial rate
- 117 denied of 775 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 921 | 628 |
| 2024 | 803 | 563 |
| 2023 | 727 | 522 |
| 2022 | 926 | 655 |
| 2021 | 1,740 | 1,260 |
| 2020 | 1,799 | 1,360 |
| 2019 | 1,060 | 800 |
| 2018 | 904 | 692 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Kaw Valley State Bank & Trust | 75 | 76 |
| Bank of the Flint Hills | 56 | 66 |
| Rocket Mortgage | 43 | 49 |
| United Wholesale Mortgage | 34 | 47 |
| The Farmers State Bank of Westmoreland | 32 | 33 |
| Landmark National Bank | 32 | 40 |
| Community First National Bank | 29 | 31 |
| Navy Federal Credit Union | 21 | 34 |
| Mortgage Research Center | 16 | 33 |
| Outdoor Bank | 13 | 14 |
| Kansas State University Federal Credit Union | 13 | 23 |
| Pennymac Loan Services LLC | 12 | 20 |
| Luminate Bank | 11 | 18 |
| Primelending | 10 | 12 |
| Capitol Federal Savings Bank | 10 | 15 |
| Freedom Mortgage Corporation | 10 | 21 |
| Fairway Independent Mort Corp | 10 | 11 |
| The Bennington State Bank | 9 | 13 |
| Central National Bank | 8 | 10 |
| Guaranteed Rate, Inc. | 8 | 9 |
| KS StateBank | 8 | 9 |
| Newrez LLC | 6 | 11 |
| Crosscountry Mortgage, LLC | 6 | 13 |
| US Bank, N.A. | 6 | 9 |
| Commerce Bank | 6 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 13 | no rate: base under 50 |
| Black or African American | 13 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 704 | 13.2% of 598 decided |
| 2 or more minority races | under 10 | |
| Joint | 31 | no rate: base under 50 |
| Race Not Available | 153 | 25.0% of 128 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 32 | no rate: base under 50 |
| Not Hispanic or Latino | 700 | 12.7% of 592 decided |
| Joint | 27 | no rate: base under 50 |
| Ethnicity Not Available | 162 | 23.9% of 134 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 288 | 22.1% of 244 decided |
| Female | 121 | 13.9% of 101 decided |
| Joint | 414 | 8.3% of 348 decided |
| Sex Not Available | 98 | 24.4% of 82 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 757 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved