Mortgage lending in Cherokee County, Kansas
Lenders in Cherokee County, Kansas reported 606 mortgage applications for 2025, according to the CFPB.
606 mortgage applications and 356 loans originated in 2025; the denial rate was 22.7% of 484 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cherokee County, KS HUD Metro FMR Area.
- 606
- Applications
- 356
- Loans originated
- 22.7%
- Denial rate
- 110 denied of 484 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 606 | 356 |
| 2024 | 520 | 304 |
| 2023 | 530 | 310 |
| 2022 | 536 | 327 |
| 2021 | 699 | 423 |
| 2020 | 561 | 345 |
| 2019 | 487 | 296 |
| 2018 | 497 | 289 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Flat Branch Mortgage, Inc. | 116 | 136 |
| Arvest Bank | 32 | 50 |
| Rocket Mortgage | 25 | 37 |
| Southwest Missouri Bank | 20 | 30 |
| Labette Bank | 17 | 18 |
| Commerce Bank | 17 | 26 |
| People's Bank of Seneca | 9 | 16 |
| Community National Bank & Trust | 8 | 9 |
| Community Bank and Trust | 6 | 14 |
| Gnbank, N.A. | 6 | 8 |
| Mortgage Research Center | 5 | 18 |
| First Community Bank | 5 | 7 |
| Farm Credit Mid-America, Aca | 4 | 4 |
| Newrez LLC | 4 | 8 |
| Freedom Mortgage Corporation | 4 | 7 |
| Pinnacle Bank | 4 | 5 |
| 21ST Mortgage | 4 | 13 |
| Navy Federal Credit Union | 3 | 4 |
| loanDepot.com LLC | 3 | 9 |
| New American Funding, LLC. | 3 | 9 |
| United Wholesale Mortgage | 3 | 3 |
| OakStar Bank | 3 | 4 |
| US Bank, N.A. | 3 | 14 |
| Bank of Commerce | 2 | 2 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 23 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 477 | 22.8% of 378 decided |
| Joint | 23 | no rate: base under 50 |
| Race Not Available | 77 | 23.4% of 64 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 12 | no rate: base under 50 |
| Not Hispanic or Latino | 498 | 23.0% of 396 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 86 | 19.7% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 224 | 26.5% of 166 decided |
| Female | 122 | 30.9% of 97 decided |
| Joint | 205 | 15.0% of 173 decided |
| Sex Not Available | 55 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2562 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved