Mortgage lending in Ellis County, Kansas
Lenders in Ellis County, Kansas reported 493 mortgage applications for 2025, according to the CFPB.
493 mortgage applications and 308 loans originated in 2025; the denial rate was 20.6% of 413 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ellis County, KS.
- 493
- Applications
- 308
- Loans originated
- 20.6%
- Denial rate
- 85 denied of 413 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 493 | 308 |
| 2024 | 443 | 272 |
| 2023 | 441 | 267 |
| 2022 | 547 | 336 |
| 2021 | 741 | 485 |
| 2020 | 867 | 643 |
| 2019 | 472 | 327 |
| 2018 | 486 | 320 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Golden Plains Credit Union | 74 | 109 |
| Equity Bank | 26 | 32 |
| Sunflower Bank, N.A. | 23 | 32 |
| Rocket Mortgage | 22 | 29 |
| Mortgage Investment Services Corporation | 14 | 16 |
| Commerce Bank | 11 | 23 |
| Emprise Bank | 10 | 13 |
| Guild Mortgage Company | 7 | 8 |
| Mortgage Research Center | 7 | 7 |
| Zippy Loans, LLC | 5 | 5 |
| Central National Bank | 4 | 4 |
| Planet Home Lending, LLC | 4 | 5 |
| Heartland Credit Union | 4 | 4 |
| United Wholesale Mortgage | 4 | 5 |
| Freedom Mortgage Corporation | 4 | 9 |
| Figure Lending LLC | 3 | 5 |
| Navy Federal Credit Union | 3 | 11 |
| Sofi Bank, National Association | 3 | 4 |
| New American Funding, LLC. | 3 | 8 |
| Plaza Home Mortgage, Inc | 3 | 3 |
| Nationstar Mortgage | 3 | 3 |
| Carrington Mortgage Services LLC | 3 | 5 |
| Credit Union of America | 3 | 5 |
| Pennymac Loan Services LLC | 3 | 8 |
| NBKC Bank | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 397 | 19.5% of 333 decided |
| Joint | under 10 | |
| Race Not Available | 75 | 27.0% of 63 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 22 | no rate: base under 50 |
| Not Hispanic or Latino | 369 | 18.2% of 308 decided |
| Joint | withheld | |
| Ethnicity Not Available | 89 | 28.0% of 75 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 154 | 22.8% of 127 decided |
| Female | 77 | 28.1% of 64 decided |
| Joint | 215 | 16.1% of 186 decided |
| Sex Not Available | 47 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1747 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved