Mortgage lending in Ford County, Kansas
Lenders in Ford County, Kansas reported 568 mortgage applications for 2025, according to the CFPB.
568 mortgage applications and 367 loans originated in 2025; the denial rate was 17.5% of 473 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ford County, KS.
- 568
- Applications
- 367
- Loans originated
- 17.5%
- Denial rate
- 83 denied of 473 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 568 | 367 |
| 2024 | 467 | 298 |
| 2023 | 494 | 326 |
| 2022 | 577 | 372 |
| 2021 | 887 | 618 |
| 2020 | 747 | 552 |
| 2019 | 561 | 383 |
| 2018 | 529 | 336 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Landmark National Bank | 106 | 117 |
| Rocket Mortgage | 35 | 46 |
| Primelending | 28 | 30 |
| United Wholesale Mortgage | 21 | 36 |
| Sunflower Bank, N.A. | 18 | 27 |
| Pennymac Loan Services LLC | 13 | 25 |
| Golden Plains Credit Union | 9 | 12 |
| Mortgage Research Center | 9 | 17 |
| Guild Mortgage Company | 8 | 8 |
| CMG Mortgage Inc | 8 | 10 |
| Gateway First Bank | 6 | 8 |
| US Bank, N.A. | 6 | 15 |
| Primary Residential Mortgage, INC. | 5 | 6 |
| Members Mortgage Services, LLC | 4 | 4 |
| Freedom Mortgage Corporation | 4 | 17 |
| BMO Harris Bank NA | 3 | 11 |
| Coastal Community Bank | 3 | 10 |
| loanDepot.com LLC | 3 | 5 |
| Equity Prime Mortgage LLC | 3 | 5 |
| Gardner Financial Services | 3 | 4 |
| Union Home Mortgage Corp. | 3 | 4 |
| JPMorgan Chase Bank, NA | 3 | 5 |
| Wells Fargo Bank NA | 3 | 6 |
| Primis Bank | 2 | 2 |
| Farm Credit Mid-America, Aca | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 449 | 15.5% of 388 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 94 | 23.2% of 69 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 272 | 17.8% of 231 decided |
| Not Hispanic or Latino | 212 | 15.3% of 176 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 62 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 216 | 18.0% of 167 decided |
| Female | 101 | 21.1% of 95 decided |
| Joint | 207 | 13.6% of 177 decided |
| Sex Not Available | 44 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1130 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved