Mortgage lending in Shawnee County, Kansas
Lenders in Shawnee County, Kansas reported 6,217 mortgage applications for 2025, according to the CFPB.
6,217 mortgage applications and 4,060 loans originated in 2025; the denial rate was 19.3% of 5,352 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Topeka, KS MSA.
- 6,217
- Applications
- 4,060
- Loans originated
- 19.3%
- Denial rate
- 1,032 denied of 5,352 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,217 | 4,060 |
| 2024 | 5,799 | 3,899 |
| 2023 | 5,090 | 3,354 |
| 2022 | 6,120 | 4,260 |
| 2021 | 8,869 | 6,352 |
| 2020 | 8,443 | 6,218 |
| 2019 | 6,012 | 4,258 |
| 2018 | 5,694 | 4,029 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Envista Federal Credit Union | 520 | 744 |
| Rocket Mortgage | 269 | 379 |
| Flat Branch Mortgage, Inc. | 245 | 292 |
| Fairway Independent Mort Corp | 231 | 272 |
| CoreFirst Bank & Trust | 188 | 290 |
| Capitol Federal Savings Bank | 187 | 250 |
| Community National Bank | 169 | 178 |
| United Wholesale Mortgage | 124 | 174 |
| NBH Bank | 121 | 143 |
| Community Bank | 109 | 116 |
| US Bank, N.A. | 102 | 204 |
| Heritage Bank | 92 | 94 |
| Silver Lake Bank | 87 | 96 |
| Pennymac Loan Services LLC | 85 | 130 |
| Azura Credit Union | 82 | 216 |
| Mortgage Research Center | 82 | 153 |
| Kaw Valley Bank | 80 | 88 |
| Landmark National Bank | 73 | 86 |
| Leaderone Financial Corp. | 63 | 77 |
| Zippy Loans, LLC | 50 | 154 |
| Freedom Mortgage Corporation | 44 | 93 |
| Mid America Bank | 36 | 37 |
| Nationstar Mortgage | 35 | 56 |
| loanDepot.com LLC | 33 | 59 |
| The Farmers State Bank | 33 | 39 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 69 | 36.5% of 52 decided |
| Asian | 64 | no rate: base under 50 |
| Black or African American | 287 | 34.9% of 232 decided |
| Native Hawaiian or Other Pacific Islander | 10 | no rate: base under 50 |
| White | 4,444 | 18.2% of 3,866 decided |
| 2 or more minority races | 16 | no rate: base under 50 |
| Joint | 151 | 20.4% of 132 decided |
| Race Not Available | 1,176 | 17.7% of 1,002 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 442 | 25.8% of 384 decided |
| Not Hispanic or Latino | 4,406 | 19.5% of 3,797 decided |
| Joint | 193 | 15.8% of 177 decided |
| Ethnicity Not Available | 1,176 | 16.6% of 994 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,878 | 22.8% of 1,583 decided |
| Female | 1,487 | 26.1% of 1,277 decided |
| Joint | 2,060 | 13.9% of 1,820 decided |
| Sex Not Available | 792 | 12.8% of 672 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1974 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved