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Mortgage lending in West Virginia

Lenders in West Virginia reported 54,074 mortgage applications for 2025, according to the CFPB.

54,074 mortgage applications and 29,629 loans originated in 2025. 11,456 of the 42,978 applications decided were denied, 26.7%. From 2025, the CFPB’s Snapshot release.

54,074
Applications
29,629
Loans originated
16.8 per 1,000 residents, over the Census Bureau's 2025 estimate.
26.7%
Denial rate
11,456 denied of 42,978 applications decided.

The largest lenders in West Virginia

2 more columns on a wider screen

Lenders in West Virginia by loans originated, 2025
RankLenderOriginated
1Rocket Mortgage2,472
2City National Bank of WV1,808
3Huntington National Bank1,148
4loanDepot.com LLC1,044
5Wesbanco Bank, Inc.956
6Truist Bank919
7Movement Mortgage, LLC785
8Mortgage Research Center771
9Crosscountry Mortgage, LLC723
10United Wholesale Mortgage675
11Navy Federal Credit Union500
12Integrity Home Mortgage Corporation488
13Peoples Bank446
14Vanderbilt Mortgage and Finance, Inc407
15Lennar Mortgage, LLC402
16Primelending380
17Pennymac Loan Services LLC368
18Clear Mountain Bank364
19Gateway First Bank337
20United Bank VA332
21Freedom Mortgage Corporation293
22JPMorgan Chase Bank, NA292
23The Poca Valley Bank275
24New American Funding, LLC.267
25First Heritage Mortgage, LLC267

Counties in West Virginia

1 more column on a wider screen

Counties in West Virginia by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Berkeley County4,391$255,000
Kanawha County2,758$125,000
Jefferson County2,548$295,000
Monongalia County1,731$225,000
Cabell County1,453$145,000
Wood County1,287$135,000
Raleigh County1,251$135,000
Putnam County1,185$175,000
Harrison County1,024$145,000
Marion County909$155,000
Mercer County684$135,000
Ohio County591$135,000
Hampshire County540$175,000
Greenbrier County534$145,000
Morgan County521$225,000
Fayette County503$115,000
Wayne County485$125,000
Hancock County458$115,000
Mineral County451$155,000
Marshall County434$115,000
Preston County404$185,000
Jackson County379$145,000
Mason County327$135,000
Nicholas County327$125,000
Brooke County318$105,000
Logan County285$105,000
Hardy County258$185,000
Upshur County245$145,000
Randolph County240$155,000
Taylor County209$155,000
Boone County195$125,000
Wetzel County191$105,000
Lewis County185$125,000
Monroe County172$135,000
Grant County164$145,000
Lincoln County152$120,000
Summers County148$115,000
Tucker County127$225,000
Braxton County123$115,000
Roane County122$135,000
Wyoming County116$95,000
Pocahontas County112$135,000
Clay County106$75,000
Barbour County105$165,000
Mingo County105$95,000
Pendleton County93$165,000
Pleasants County74$155,000
Wirt County74$135,000
Tyler County73$115,000
Ritchie County60$125,000
Webster County54$85,000
Doddridge County50$155,000
McDowell County46under 50 loans
Gilmer County35under 50 loans
Calhoun County30under 50 loans

West Virginia elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in West Virginia Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Population, age, income and origin Demographics

    The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • Cost of living Cost of living

    BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.

  • County health County health

    CDC’s model-based estimates of adult health, risk behaviors and prevention for every county in the state, each with its 95% interval.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The West Virginia Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration hub has no page for this state: EOIR runs no immigration court here, and CBP publishes by sector and field office, which are its own areas of responsibility rather than a geography. Immigration and the border.

More about West Virginia →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved