Mortgage lending in Mineral County, West Virginia
Lenders in Mineral County, West Virginia reported 693 mortgage applications for 2025, according to the CFPB.
693 mortgage applications and 451 loans originated in 2025; the denial rate was 19.3% of 585 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mineral County, WV.
- 693
- Applications
- 451
- Loans originated
- 19.3%
- Denial rate
- 113 denied of 585 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 693 | 451 |
| 2024 | 584 | 382 |
| 2023 | 574 | 398 |
| 2022 | 823 | 528 |
| 2021 | 1,135 | 800 |
| 2020 | 1,057 | 760 |
| 2019 | 747 | 520 |
| 2018 | 704 | 490 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| ALCOVA Mortgage, LLC | 52 | 61 |
| First Peoples Cfcu | 45 | 52 |
| Rocket Mortgage | 40 | 58 |
| M&T Bank | 38 | 62 |
| C&F Mortgage Corporation | 30 | 32 |
| Chessie Federal Credit Union | 24 | 29 |
| The Grant County Bank | 18 | 21 |
| Truist Bank | 18 | 27 |
| WEPCO Federal Credit Union | 16 | 17 |
| Mortgage Research Center | 16 | 27 |
| Tidewater Mortgage Services, Inc | 11 | 12 |
| loanDepot.com LLC | 10 | 14 |
| First United Bank & Trust | 8 | 12 |
| FNB Bank, Inc | 7 | 10 |
| Envoy Mortgage, LTD | 7 | 8 |
| Pennymac Loan Services LLC | 7 | 20 |
| Nationstar Mortgage | 6 | 7 |
| First Colony Mortgage Corporat | 5 | 5 |
| State Employees Credit Union of MD | 5 | 8 |
| New American Funding, LLC. | 5 | 15 |
| Freedom Mortgage Corporation | 5 | 16 |
| Dollar Bank, FSB | 5 | 8 |
| ACT 1st FCU | 4 | 4 |
| Millennium Financial Group Inc Dba Mlend | 4 | 6 |
| United Wholesale Mortgage | 4 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 593 | 17.4% of 505 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 77 | 26.7% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 589 | 17.8% of 507 decided |
| Joint | withheld | |
| Ethnicity Not Available | 87 | 28.4% of 67 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 251 | 17.6% of 216 decided |
| Female | 147 | 26.3% of 118 decided |
| Joint | 240 | 15.3% of 209 decided |
| Sex Not Available | 55 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1882 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved