Mortgage lending in Boone County, West Virginia
Lenders in Boone County, West Virginia reported 506 mortgage applications for 2025, according to the CFPB.
506 mortgage applications and 195 loans originated in 2025; the denial rate was 44.8% of 397 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Boone County, WV HUD Metro FMR Area.
- 506
- Applications
- 195
- Loans originated
- 44.8%
- Denial rate
- 178 denied of 397 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 506 | 195 |
| 2024 | 491 | 196 |
| 2023 | 493 | 196 |
| 2022 | 468 | 191 |
| 2021 | 502 | 240 |
| 2020 | 492 | 245 |
| 2019 | 461 | 209 |
| 2018 | 405 | 170 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Whitesville State Bank | 21 | 29 |
| Gateway First Bank | 17 | 24 |
| Vanderbilt Mortgage and Finance, Inc | 16 | 89 |
| Logan Bank and Trust | 15 | 20 |
| loanDepot.com LLC | 14 | 20 |
| Rocket Mortgage | 13 | 24 |
| City National Bank of WV | 10 | 22 |
| Mortgage Research Center | 8 | 13 |
| Peoples Bank | 7 | 11 |
| Truist Bank | 7 | 19 |
| Huntington National Bank | 5 | 14 |
| Movement Mortgage, LLC | 5 | 8 |
| New American Funding, LLC. | 5 | 24 |
| United Wholesale Mortgage | 5 | 8 |
| Success Mortgage Partners, Inc | 5 | 6 |
| The Poca Valley Bank | 4 | 6 |
| Victorian Finance, LLC | 4 | 8 |
| Stockton Mortgage Corporation | 3 | 3 |
| Pennymac Loan Services LLC | 3 | 4 |
| Navy Federal Credit Union | 2 | 7 |
| Freedom Mortgage Corporation | 2 | 4 |
| Amerisave Mortgage Company | 2 | 7 |
| Wesbanco Bank, Inc. | 2 | 3 |
| Community Trust Bank, Inc. | 1 | 3 |
| Figure Lending LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 463 | 44.7% of 367 decided |
| Joint | under 10 | |
| Race Not Available | 35 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 405 | 39.2% of 319 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 84 | 63.1% of 65 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 189 | 43.3% of 150 decided |
| Female | 104 | 54.5% of 77 decided |
| Joint | 183 | 39.5% of 147 decided |
| Sex Not Available | 30 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2470 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved