Mortgage lending in Ohio County, West Virginia
Lenders in Ohio County, West Virginia reported 958 mortgage applications for 2025, according to the CFPB.
958 mortgage applications and 591 loans originated in 2025; the denial rate was 20.5% of 782 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wheeling, WV-OH MSA.
- 958
- Applications
- 591
- Loans originated
- 20.5%
- Denial rate
- 160 denied of 782 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 958 | 591 |
| 2024 | 930 | 553 |
| 2023 | 867 | 542 |
| 2022 | 1,236 | 776 |
| 2021 | 1,603 | 1,064 |
| 2020 | 1,417 | 948 |
| 2019 | 1,073 | 738 |
| 2018 | 1,052 | 723 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Wesbanco Bank, Inc. | 133 | 192 |
| Belmont Savings Bank | 51 | 61 |
| Rocket Mortgage | 48 | 66 |
| Main Street Bank Corp | 47 | 73 |
| Truist Bank | 36 | 68 |
| Huntington National Bank | 25 | 48 |
| Unified Bank | 20 | 27 |
| Bayer Hfcu | 19 | 24 |
| JPMorgan Chase Bank, NA | 13 | 23 |
| PNC Bank N.A. | 11 | 15 |
| Click n' Close, Inc. | 10 | 17 |
| Mortgage Research Center | 10 | 22 |
| Community Bank | 8 | 10 |
| loanDepot.com LLC | 8 | 13 |
| Hancock County Savings Bank, FSB | 8 | 8 |
| United Wholesale Mortgage | 8 | 9 |
| Union Home Mortgage Corp. | 8 | 11 |
| First Choice America Community | 7 | 8 |
| Movement Mortgage, LLC | 6 | 11 |
| Mortgage Solutions of Colorado | 6 | 9 |
| Figure Lending LLC | 5 | 7 |
| Sofi Bank, National Association | 5 | 6 |
| BPL Mortgage, LLC | 5 | 5 |
| Newrez LLC | 5 | 14 |
| Nationstar Mortgage | 5 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 807 | 19.9% of 668 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 123 | 23.4% of 94 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 14 | no rate: base under 50 |
| Not Hispanic or Latino | 802 | 20.0% of 661 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 132 | 23.8% of 101 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 326 | 23.1% of 260 decided |
| Female | 204 | 22.0% of 168 decided |
| Joint | 327 | 15.9% of 276 decided |
| Sex Not Available | 101 | 24.4% of 78 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2278 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved