Mortgage lending in Kanawha County, West Virginia
Lenders in Kanawha County, West Virginia reported 5,313 mortgage applications for 2025, according to the CFPB.
5,313 mortgage applications and 2,758 loans originated in 2025; the denial rate was 28.5% of 4,136 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Charleston, WV HUD Metro FMR Area.
- 5,313
- Applications
- 2,758
- Loans originated
- 28.5%
- Denial rate
- 1,179 denied of 4,136 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,313 | 2,758 |
| 2024 | 4,755 | 2,456 |
| 2023 | 4,870 | 2,485 |
| 2022 | 5,804 | 3,123 |
| 2021 | 7,597 | 4,452 |
| 2020 | 6,800 | 4,071 |
| 2019 | 5,385 | 3,104 |
| 2018 | 5,375 | 3,133 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| City National Bank of WV | 365 | 649 |
| Rocket Mortgage | 228 | 336 |
| loanDepot.com LLC | 182 | 263 |
| Gateway First Bank | 165 | 227 |
| Huntington National Bank | 124 | 264 |
| Truist Bank | 119 | 226 |
| The Poca Valley Bank | 105 | 144 |
| Success Mortgage Partners, Inc | 86 | 132 |
| Wesbanco Bank, Inc. | 85 | 141 |
| Crosscountry Mortgage, LLC | 84 | 130 |
| Primelending | 82 | 118 |
| Mortgage Research Center | 69 | 135 |
| Guaranteed Rate, Inc. | 64 | 112 |
| United Wholesale Mortgage | 62 | 78 |
| Victorian Finance, LLC | 48 | 71 |
| JPMorgan Chase Bank, NA | 43 | 84 |
| Cornerstone First Mortgage, LLC | 40 | 53 |
| West Virginia Federal Credit Union | 39 | 43 |
| Fifth Third Bank, National Association | 39 | 88 |
| Vanderbilt Mortgage and Finance, Inc | 37 | 363 |
| Burke & Herbert BK & TR Co | 31 | 38 |
| CAMC Federal Credit Union | 30 | 39 |
| United Bank VA | 30 | 51 |
| Members Choice WV Federal Credit Union | 30 | 31 |
| Putnam County Bank | 28 | 34 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 25 | no rate: base under 50 |
| Asian | 42 | no rate: base under 50 |
| Black or African American | 212 | 29.3% of 157 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,263 | 27.7% of 3,346 decided |
| 2 or more minority races | withheld | |
| Joint | 54 | no rate: base under 50 |
| Race Not Available | 697 | 31.7% of 524 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 84 | 35.5% of 62 decided |
| Not Hispanic or Latino | 4,316 | 27.1% of 3,372 decided |
| Joint | 59 | no rate: base under 50 |
| Ethnicity Not Available | 854 | 35.2% of 654 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,921 | 27.5% of 1,465 decided |
| Female | 1,465 | 30.5% of 1,144 decided |
| Joint | 1,442 | 25.9% of 1,149 decided |
| Sex Not Available | 485 | 34.1% of 378 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2471 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved