Mortgage lending in Mason County, West Virginia
Lenders in Mason County, West Virginia reported 692 mortgage applications for 2025, according to the CFPB.
692 mortgage applications and 327 loans originated in 2025; the denial rate was 33.8% of 536 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mason County, WV.
- 692
- Applications
- 327
- Loans originated
- 33.8%
- Denial rate
- 181 denied of 536 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 692 | 327 |
| 2024 | 657 | 328 |
| 2023 | 595 | 304 |
| 2022 | 801 | 405 |
| 2021 | 820 | 475 |
| 2020 | 850 | 488 |
| 2019 | 643 | 349 |
| 2018 | 642 | 333 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Ohio Valley Bank | 38 | 42 |
| City National Bank of WV | 38 | 60 |
| The Farmers Bank & Savings Com | 29 | 50 |
| Rocket Mortgage | 24 | 32 |
| Movement Mortgage, LLC | 19 | 26 |
| Victorian Finance, LLC | 18 | 24 |
| Peoples Bank | 18 | 41 |
| The Poca Valley Bank | 12 | 14 |
| loanDepot.com LLC | 11 | 15 |
| Mortgage Research Center | 11 | 22 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 79 |
| Southwest Stage Funding LLC | 6 | 16 |
| United Wholesale Mortgage | 6 | 6 |
| 21ST Mortgage | 6 | 20 |
| Stockton Mortgage Corporation | 4 | 5 |
| Crosscountry Mortgage, LLC | 4 | 7 |
| Putnam County Bank | 3 | 5 |
| Huntington National Bank | 3 | 8 |
| Gateway First Bank | 3 | 6 |
| Newrez LLC | 3 | 6 |
| Equity Prime Mortgage LLC | 3 | 5 |
| Success Mortgage Partners, Inc | 3 | 3 |
| Truist Bank | 3 | 4 |
| Wesbanco Bank, Inc. | 3 | 5 |
| Pennymac Loan Services LLC | 3 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 615 | 34.2% of 480 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 62 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 592 | 33.3% of 466 decided |
| Joint | withheld | |
| Ethnicity Not Available | 85 | 35.1% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 232 | 30.5% of 177 decided |
| Female | 168 | 45.3% of 137 decided |
| Joint | 246 | 30.4% of 191 decided |
| Sex Not Available | 46 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2275 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved