Mortgage lending in Cabell County, West Virginia
Lenders in Cabell County, West Virginia reported 2,731 mortgage applications for 2025, according to the CFPB.
2,731 mortgage applications and 1,453 loans originated in 2025; the denial rate was 27.9% of 2,140 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Huntington-Ashland, WV-KY-OH HUD Metro FMR Area.
- 2,731
- Applications
- 1,453
- Loans originated
- 27.9%
- Denial rate
- 597 denied of 2,140 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,731 | 1,453 |
| 2024 | 2,631 | 1,343 |
| 2023 | 2,508 | 1,253 |
| 2022 | 3,018 | 1,662 |
| 2021 | 3,909 | 2,334 |
| 2020 | 3,515 | 2,108 |
| 2019 | 2,570 | 1,603 |
| 2018 | 2,475 | 1,575 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| City National Bank of WV | 151 | 235 |
| Movement Mortgage, LLC | 144 | 221 |
| Huntington Federal Savings Bank | 114 | 158 |
| Primelending | 84 | 120 |
| Rocket Mortgage | 74 | 114 |
| loanDepot.com LLC | 66 | 104 |
| Huntington National Bank | 62 | 134 |
| Fifth Third Bank, National Association | 54 | 90 |
| Wesbanco Bank, Inc. | 46 | 67 |
| Stockton Mortgage Corporation | 45 | 68 |
| Ohio Valley Bank | 35 | 38 |
| JPMorgan Chase Bank, NA | 34 | 50 |
| Community Trust Bank, Inc. | 29 | 31 |
| United Bank VA | 29 | 45 |
| Putnam County Bank | 28 | 40 |
| Mortgage Research Center | 28 | 55 |
| Guaranteed Rate, Inc. | 26 | 46 |
| Peoples Bank | 26 | 43 |
| Truist Bank | 24 | 51 |
| New American Funding, LLC. | 20 | 39 |
| United Wholesale Mortgage | 19 | 25 |
| Vanderbilt Mortgage and Finance, Inc | 17 | 239 |
| Gateway First Bank | 16 | 26 |
| Velocity Commercial Capital LLC | 13 | 18 |
| Burke & Herbert BK & TR Co | 12 | 18 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 36 | no rate: base under 50 |
| Black or African American | 74 | 46.2% of 65 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,241 | 27.4% of 1,742 decided |
| 2 or more minority races | under 10 | |
| Joint | 28 | no rate: base under 50 |
| Race Not Available | 339 | 25.9% of 274 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 28 | no rate: base under 50 |
| Not Hispanic or Latino | 2,264 | 27.2% of 1,783 decided |
| Joint | 26 | no rate: base under 50 |
| Ethnicity Not Available | 413 | 30.4% of 316 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 958 | 25.4% of 736 decided |
| Female | 684 | 33.3% of 526 decided |
| Joint | 825 | 26.4% of 664 decided |
| Sex Not Available | 264 | 28.0% of 214 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2083 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved