Mortgage lending in Pocahontas County, West Virginia
Lenders in Pocahontas County, West Virginia reported 236 mortgage applications for 2025, according to the CFPB.
236 mortgage applications and 112 loans originated in 2025; the denial rate was 35.5% of 186 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pocahontas County, WV.
- 236
- Applications
- 112
- Loans originated
- 35.5%
- Denial rate
- 66 denied of 186 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 236 | 112 |
| 2024 | 161 | 93 |
| 2023 | 195 | 114 |
| 2022 | 280 | 147 |
| 2021 | 447 | 245 |
| 2020 | 335 | 179 |
| 2019 | 257 | 158 |
| 2018 | 271 | 155 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Pendleton Community Bank | 17 | 17 |
| Rocket Mortgage | 16 | 23 |
| First Ciitizens Bank and Trust | 16 | 22 |
| City National Bank of WV | 11 | 23 |
| Mortgage Research Center | 6 | 11 |
| Navy Federal Credit Union | 3 | 8 |
| Sofi Bank, National Association | 2 | 3 |
| loanDepot.com LLC | 2 | 4 |
| Movement Mortgage, LLC | 2 | 2 |
| Burke & Herbert BK & TR Co | 2 | 2 |
| ALCOVA Mortgage, LLC | 2 | 4 |
| Royal United Mortgage LLC | 2 | 2 |
| JPMorgan Chase Bank, NA | 2 | 2 |
| Cornerstone First Mortgage, LLC | 1 | 3 |
| Fayette County National Bank | 1 | 2 |
| The Grant County Bank | 1 | 1 |
| Community Trust Bank, Inc. | 1 | 1 |
| Putnam County Bank | 1 | 1 |
| Directions Credit Union | 1 | 1 |
| Prosperity Home Mortgage, LLC | 1 | 1 |
| The Poca Valley Bank | 1 | 1 |
| Guild Mortgage Company | 1 | 3 |
| American Neighborhood Mortgage Acceptance Company | 1 | 1 |
| WV Central Federal Credit Union | 1 | 1 |
| Newrez LLC | 1 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 191 | 33.1% of 154 decided |
| Joint | under 10 | |
| Race Not Available | 32 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 193 | 34.0% of 159 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 35 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 79 | 38.7% of 62 decided |
| Female | 33 | no rate: base under 50 |
| Joint | 102 | 34.2% of 82 decided |
| Sex Not Available | 22 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2279 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved