Mortgage lending in Hampshire County, West Virginia
Lenders in Hampshire County, West Virginia reported 839 mortgage applications for 2025, according to the CFPB.
839 mortgage applications and 540 loans originated in 2025; the denial rate was 18.2% of 692 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Winchester, VA-WV MSA.
- 839
- Applications
- 540
- Loans originated
- 18.2%
- Denial rate
- 126 denied of 692 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 839 | 540 |
| 2024 | 741 | 460 |
| 2023 | 673 | 399 |
| 2022 | 921 | 610 |
| 2021 | 1,288 | 899 |
| 2020 | 1,188 | 808 |
| 2019 | 834 | 544 |
| 2018 | 802 | 519 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Bank of Romney | 103 | 115 |
| Rocket Mortgage | 46 | 64 |
| FNB Bank, Inc | 36 | 42 |
| Navy Federal Credit Union | 28 | 54 |
| Tidewater Mortgage Services, Inc | 23 | 25 |
| Mortgage Research Center | 21 | 37 |
| Crosscountry Mortgage, LLC | 19 | 27 |
| Millennium Financial Group Inc Dba Mlend | 18 | 24 |
| Capon Valley Bank | 12 | 12 |
| Integrity Home Mortgage Corporation | 12 | 17 |
| Pennymac Loan Services LLC | 12 | 24 |
| Newrez LLC | 10 | 14 |
| United Wholesale Mortgage | 9 | 15 |
| Truist Bank | 9 | 17 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 35 |
| Atlantic Coast Mortgage, LLC | 7 | 8 |
| C&F Mortgage Corporation | 7 | 8 |
| New American Funding, LLC. | 7 | 18 |
| Nationstar Mortgage | 7 | 10 |
| loanDepot.com LLC | 6 | 13 |
| Freedom Mortgage Corporation | 6 | 9 |
| ALCOVA Mortgage, LLC | 5 | 6 |
| Pendleton Community Bank | 4 | 4 |
| City National Bank of WV | 4 | 7 |
| Chessie Federal Credit Union | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 11 | no rate: base under 50 |
| White | 690 | 16.8% of 579 decided |
| Joint | under 10 | |
| Race Not Available | 117 | 27.3% of 88 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 689 | 17.1% of 578 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 123 | 26.7% of 90 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 314 | 15.6% of 256 decided |
| Female | 172 | 32.6% of 147 decided |
| Joint | 274 | 10.7% of 233 decided |
| Sex Not Available | 79 | 23.2% of 56 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1503 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved