Mortgage lending in Fayette County, West Virginia
Lenders in Fayette County, West Virginia reported 993 mortgage applications for 2025, according to the CFPB.
993 mortgage applications and 503 loans originated in 2025; the denial rate was 30.8% of 792 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fayette County, WV HUD Metro FMR Area.
- 993
- Applications
- 503
- Loans originated
- 30.8%
- Denial rate
- 244 denied of 792 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 993 | 503 |
| 2024 | 913 | 475 |
| 2023 | 873 | 414 |
| 2022 | 1,008 | 533 |
| 2021 | 1,185 | 680 |
| 2020 | 1,002 | 526 |
| 2019 | 917 | 480 |
| 2018 | 913 | 459 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fayette County National Bank | 52 | 75 |
| City National Bank of WV | 48 | 83 |
| Rocket Mortgage | 47 | 76 |
| Movement Mortgage, LLC | 38 | 50 |
| Huntington National Bank | 23 | 43 |
| Truist Bank | 23 | 50 |
| Pioneer Community Bank | 20 | 21 |
| Pendleton Community Bank | 18 | 23 |
| JPMorgan Chase Bank, NA | 17 | 26 |
| Mortgage Research Center | 16 | 36 |
| loanDepot.com LLC | 14 | 17 |
| United Bank VA | 13 | 24 |
| Vanderbilt Mortgage and Finance, Inc | 12 | 77 |
| 21ST Mortgage | 10 | 28 |
| Pennymac Loan Services LLC | 8 | 13 |
| Gateway First Bank | 7 | 8 |
| New American Funding, LLC. | 7 | 32 |
| Stockton Mortgage Corporation | 6 | 10 |
| Clay County Bank | 5 | 6 |
| The Poca Valley Bank | 5 | 8 |
| ALCOVA Mortgage, LLC | 5 | 9 |
| Crosscountry Mortgage, LLC | 5 | 16 |
| Loan Funder LLC | 4 | 7 |
| First Community Bank | 4 | 12 |
| NFM, Inc | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | 19 | no rate: base under 50 |
| Black or African American | 29 | no rate: base under 50 |
| White | 793 | 29.1% of 646 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 130 | 42.5% of 94 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 814 | 29.0% of 673 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 159 | 43.0% of 107 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 389 | 30.3% of 310 decided |
| Female | 220 | 33.7% of 178 decided |
| Joint | 289 | 26.9% of 234 decided |
| Sex Not Available | 95 | 38.6% of 70 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2620 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved