Mortgage lending in Raleigh County, West Virginia
Lenders in Raleigh County, West Virginia reported 2,276 mortgage applications for 2025, according to the CFPB.
2,276 mortgage applications and 1,251 loans originated in 2025; the denial rate was 27.0% of 1,833 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Raleigh County, WV HUD Metro FMR Area.
- 2,276
- Applications
- 1,251
- Loans originated
- 27.0%
- Denial rate
- 495 denied of 1,833 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,276 | 1,251 |
| 2024 | 2,086 | 1,150 |
| 2023 | 2,012 | 1,040 |
| 2022 | 2,194 | 1,181 |
| 2021 | 3,011 | 1,743 |
| 2020 | 2,646 | 1,583 |
| 2019 | 2,101 | 1,159 |
| 2018 | 2,159 | 1,196 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| City National Bank of WV | 225 | 344 |
| Movement Mortgage, LLC | 111 | 166 |
| Rocket Mortgage | 104 | 147 |
| Huntington National Bank | 103 | 153 |
| Truist Bank | 65 | 113 |
| Pioneer Community Bank | 51 | 68 |
| Mortgage Research Center | 42 | 88 |
| Whitesville State Bank | 36 | 52 |
| loanDepot.com LLC | 31 | 63 |
| New American Funding, LLC. | 31 | 64 |
| JPMorgan Chase Bank, NA | 30 | 54 |
| First Community Bank | 26 | 44 |
| Pendleton Community Bank | 25 | 28 |
| Vanderbilt Mortgage and Finance, Inc | 22 | 145 |
| MCNB Bank and Trust Co | 18 | 21 |
| US Bank, N.A. | 17 | 27 |
| Navy Federal Credit Union | 12 | 26 |
| United Wholesale Mortgage | 11 | 16 |
| Freedom Mortgage Corporation | 11 | 27 |
| United Bank VA | 11 | 19 |
| 21ST Mortgage | 11 | 39 |
| Pennymac Loan Services LLC | 11 | 22 |
| Fayette County National Bank | 10 | 13 |
| Loan Funder LLC | 10 | 16 |
| Primelending | 10 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 18 | no rate: base under 50 |
| Black or African American | 69 | 45.9% of 61 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,856 | 26.1% of 1,500 decided |
| Joint | 24 | no rate: base under 50 |
| Race Not Available | 299 | 26.9% of 234 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 1,886 | 26.4% of 1,525 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 349 | 30.6% of 271 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 845 | 25.4% of 657 decided |
| Female | 491 | 33.6% of 414 decided |
| Joint | 728 | 24.1% of 602 decided |
| Sex Not Available | 212 | 27.5% of 160 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2280 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved