Mortgage lending in Wood County, West Virginia
Lenders in Wood County, West Virginia reported 2,215 mortgage applications for 2025, according to the CFPB.
2,215 mortgage applications and 1,287 loans originated in 2025; the denial rate was 24.5% of 1,815 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Parkersburg-Vienna, WV MSA.
- 2,215
- Applications
- 1,287
- Loans originated
- 24.5%
- Denial rate
- 445 denied of 1,815 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,215 | 1,287 |
| 2024 | 2,132 | 1,229 |
| 2023 | 2,151 | 1,264 |
| 2022 | 2,494 | 1,442 |
| 2021 | 3,518 | 2,330 |
| 2020 | 3,069 | 2,070 |
| 2019 | 2,367 | 1,569 |
| 2018 | 2,372 | 1,548 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Peoples Bank | 154 | 200 |
| Rocket Mortgage | 125 | 186 |
| Movement Mortgage, LLC | 104 | 141 |
| WV Central Federal Credit Union | 84 | 108 |
| Huntington National Bank | 76 | 145 |
| Stockton Mortgage Corporation | 69 | 84 |
| Community Bank of Parkersburg | 68 | 122 |
| Wesbanco Bank, Inc. | 59 | 102 |
| Williamstown Bank Inc. | 46 | 61 |
| Mortgage Research Center | 45 | 87 |
| Truist Bank | 25 | 56 |
| United Bank VA | 22 | 32 |
| loanDepot.com LLC | 21 | 38 |
| Polaris Home Funding Corp. | 20 | 28 |
| United Wholesale Mortgage | 18 | 25 |
| Primelending | 14 | 15 |
| Navy Federal Credit Union | 14 | 27 |
| Calhoun County Banks Inc | 13 | 19 |
| Freedom Mortgage Corporation | 12 | 24 |
| Champions Funding, LLC | 12 | 12 |
| Pennymac Loan Services LLC | 12 | 23 |
| New American Funding, LLC. | 11 | 41 |
| Nations Lending Corporation | 10 | 10 |
| Member First Mortgage, LLC | 10 | 24 |
| Nationstar Mortgage | 9 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 26 | no rate: base under 50 |
| Black or African American | 34 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,878 | 23.2% of 1,554 decided |
| 2 or more minority races | under 10 | |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 242 | 31.2% of 186 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 23 | no rate: base under 50 |
| Not Hispanic or Latino | 1,912 | 23.2% of 1,580 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 263 | 34.5% of 200 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 797 | 26.2% of 656 decided |
| Female | 531 | 26.7% of 449 decided |
| Joint | 714 | 18.3% of 579 decided |
| Sex Not Available | 173 | 35.9% of 131 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2283 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved