Mortgage lending in Jackson County, West Virginia
Lenders in Jackson County, West Virginia reported 769 mortgage applications for 2025, according to the CFPB.
769 mortgage applications and 379 loans originated in 2025; the denial rate was 32.6% of 613 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jackson County, WV.
- 769
- Applications
- 379
- Loans originated
- 32.6%
- Denial rate
- 200 denied of 613 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 769 | 379 |
| 2024 | 707 | 366 |
| 2023 | 661 | 341 |
| 2022 | 842 | 475 |
| 2021 | 1,069 | 646 |
| 2020 | 1,020 | 599 |
| 2019 | 764 | 465 |
| 2018 | 757 | 451 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 37 | 58 |
| Peoples Bank | 33 | 48 |
| Wesbanco Bank, Inc. | 29 | 57 |
| loanDepot.com LLC | 28 | 37 |
| Victorian Finance, LLC | 28 | 34 |
| The Poca Valley Bank | 25 | 33 |
| City National Bank of WV | 25 | 40 |
| Vanderbilt Mortgage and Finance, Inc | 14 | 66 |
| Mortgage Research Center | 14 | 29 |
| Success Mortgage Partners, Inc | 14 | 18 |
| Gateway First Bank | 13 | 15 |
| Truist Bank | 12 | 22 |
| Crosscountry Mortgage, LLC | 7 | 9 |
| Movement Mortgage, LLC | 6 | 8 |
| Pennymac Loan Services LLC | 6 | 9 |
| Huntington National Bank | 5 | 16 |
| Guaranteed Rate, Inc. | 5 | 8 |
| Amerisave Mortgage Company | 5 | 15 |
| Farm Credit of the Virginias, ACA | 4 | 6 |
| American Financing Corporation | 4 | 5 |
| United Bank VA | 4 | 8 |
| The Farmers Bank & Savings Com | 3 | 3 |
| Navy Federal Credit Union | 3 | 7 |
| United Wholesale Mortgage | 3 | 3 |
| Ohio Valley Bank | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 682 | 31.7% of 549 decided |
| Joint | under 10 | |
| Race Not Available | 71 | 35.9% of 53 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 649 | 29.9% of 522 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 110 | 45.1% of 82 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 337 | 31.4% of 264 decided |
| Female | 133 | 35.4% of 110 decided |
| Joint | 251 | 32.2% of 205 decided |
| Sex Not Available | 48 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2087 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved