Mortgage lending in Harrison County, West Virginia
Lenders in Harrison County, West Virginia reported 1,872 mortgage applications for 2025, according to the CFPB.
1,872 mortgage applications and 1,024 loans originated in 2025; the denial rate was 26.3% of 1,482 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Harrison County, WV.
- 1,872
- Applications
- 1,024
- Loans originated
- 26.3%
- Denial rate
- 390 denied of 1,482 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,872 | 1,024 |
| 2024 | 1,694 | 942 |
| 2023 | 1,705 | 898 |
| 2022 | 2,104 | 1,182 |
| 2021 | 2,741 | 1,686 |
| 2020 | 2,439 | 1,574 |
| 2019 | 1,929 | 1,204 |
| 2018 | 1,820 | 1,168 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Wesbanco Bank, Inc. | 148 | 214 |
| Huntington National Bank | 120 | 212 |
| Rocket Mortgage | 72 | 109 |
| Truist Bank | 56 | 104 |
| loanDepot.com LLC | 53 | 76 |
| City National Bank of WV | 49 | 75 |
| Constructive Loans LLC | 47 | 49 |
| Fairmont Federal Credit Union | 36 | 75 |
| Movement Mortgage, LLC | 34 | 55 |
| Mortgage Research Center | 32 | 61 |
| First Federal Savings and Loan | 28 | 34 |
| Crosscountry Mortgage, LLC | 26 | 46 |
| Intercoastal Mortgage, LLC | 25 | 33 |
| Clear Mountain Bank | 24 | 34 |
| United Wholesale Mortgage | 23 | 32 |
| First Exchange Bank | 15 | 33 |
| Guaranteed Rate, Inc. | 14 | 30 |
| Vanderbilt Mortgage and Finance, Inc | 13 | 74 |
| JPMorgan Chase Bank, NA | 13 | 22 |
| Navy Federal Credit Union | 11 | 22 |
| Justice Federal Credit Union | 10 | 18 |
| Amerisave Mortgage Company | 10 | 47 |
| Pennymac Loan Services LLC | 10 | 17 |
| New American Funding, LLC. | 9 | 42 |
| Fairway Independent Mort Corp | 8 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | 18 | no rate: base under 50 |
| Black or African American | 35 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,515 | 26.5% of 1,192 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 272 | 24.2% of 227 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 25 | no rate: base under 50 |
| Not Hispanic or Latino | 1,528 | 26.4% of 1,209 decided |
| Joint | 19 | no rate: base under 50 |
| Ethnicity Not Available | 300 | 25.7% of 241 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 655 | 26.8% of 511 decided |
| Female | 410 | 30.4% of 319 decided |
| Joint | 602 | 24.3% of 478 decided |
| Sex Not Available | 205 | 23.0% of 174 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2086 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved