Mortgage lending in Putnam County, West Virginia
Lenders in Putnam County, West Virginia reported 2,116 mortgage applications for 2025, according to the CFPB.
2,116 mortgage applications and 1,185 loans originated in 2025; the denial rate was 25.2% of 1,662 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Putnam County, WV HUD Metro FMR Area.
- 2,116
- Applications
- 1,185
- Loans originated
- 25.2%
- Denial rate
- 419 denied of 1,662 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,116 | 1,185 |
| 2024 | 1,938 | 1,076 |
| 2023 | 1,790 | 982 |
| 2022 | 2,332 | 1,404 |
| 2021 | 3,306 | 2,125 |
| 2020 | 3,403 | 2,230 |
| 2019 | 2,344 | 1,534 |
| 2018 | 2,292 | 1,474 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| City National Bank of WV | 177 | 255 |
| loanDepot.com LLC | 95 | 125 |
| Rocket Mortgage | 83 | 112 |
| Putnam County Bank | 77 | 100 |
| Huntington National Bank | 59 | 106 |
| United Wholesale Mortgage | 50 | 62 |
| Gateway First Bank | 43 | 56 |
| Guaranteed Rate, Inc. | 35 | 62 |
| Vanderbilt Mortgage and Finance, Inc | 31 | 217 |
| The Poca Valley Bank | 31 | 43 |
| Fifth Third Bank, National Association | 31 | 61 |
| Truist Bank | 30 | 52 |
| Movement Mortgage, LLC | 27 | 38 |
| Primelending | 25 | 46 |
| JPMorgan Chase Bank, NA | 25 | 31 |
| Mortgage Research Center | 24 | 59 |
| Wesbanco Bank, Inc. | 23 | 34 |
| Ohio Valley Bank | 21 | 23 |
| Success Mortgage Partners, Inc | 17 | 28 |
| West Virginia Federal Credit Union | 16 | 17 |
| Huntington Federal Savings Bank | 16 | 18 |
| Nationstar Mortgage | 13 | 19 |
| Victorian Finance, LLC | 10 | 16 |
| United Bank VA | 9 | 10 |
| Carrington Mortgage Services LLC | 9 | 24 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 27 | no rate: base under 50 |
| Black or African American | 15 | no rate: base under 50 |
| White | 1,834 | 25.0% of 1,437 decided |
| 2 or more minority races | under 10 | |
| Joint | 23 | no rate: base under 50 |
| Race Not Available | 209 | 20.6% of 165 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 20 | no rate: base under 50 |
| Not Hispanic or Latino | 1,809 | 24.9% of 1,432 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 265 | 25.4% of 193 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 783 | 25.9% of 590 decided |
| Female | 441 | 32.2% of 345 decided |
| Joint | 754 | 21.5% of 619 decided |
| Sex Not Available | 138 | 20.4% of 108 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1504 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved