Mortgage lending in Mingo County, West Virginia
Lenders in Mingo County, West Virginia reported 420 mortgage applications for 2025, according to the CFPB.
420 mortgage applications and 105 loans originated in 2025; the denial rate was 55.9% of 315 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mingo County, WV.
- 420
- Applications
- 105
- Loans originated
- 55.9%
- Denial rate
- 176 denied of 315 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 420 | 105 |
| 2024 | 357 | 101 |
| 2023 | 317 | 94 |
| 2022 | 375 | 110 |
| 2021 | 390 | 145 |
| 2020 | 290 | 100 |
| 2019 | 302 | 114 |
| 2018 | 346 | 113 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Trust Bank, Inc. | 25 | 39 |
| Rocket Mortgage | 20 | 30 |
| Vanderbilt Mortgage and Finance, Inc | 16 | 131 |
| loanDepot.com LLC | 9 | 15 |
| Truist Bank | 9 | 32 |
| Movement Mortgage, LLC | 4 | 7 |
| New American Funding, LLC. | 4 | 9 |
| 21ST Mortgage | 3 | 9 |
| Paramount Residential Mortgage | 2 | 2 |
| United Wholesale Mortgage | 2 | 2 |
| Peoples Bank | 2 | 4 |
| Southwest Stage Funding LLC | 1 | 6 |
| Gateway First Bank | 1 | 1 |
| The Poca Valley Bank | 1 | 1 |
| Mortgage Research Center | 1 | 4 |
| Equity Prime Mortgage LLC | 1 | 2 |
| Stockton Mortgage Corporation | 1 | 1 |
| Royal United Mortgage LLC | 1 | 1 |
| The State Credit Union | 1 | 1 |
| Amerisave Mortgage Company | 1 | 11 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
| First State Bank | 0 | 2 |
| Data Mortgage, Inc | 0 | 0 |
| Utilities Employees Credit Union | 0 | 1 |
| The Federal Savings Bank | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 376 | 55.2% of 279 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 34 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 314 | 52.8% of 233 decided |
| Joint | withheld | |
| Ethnicity Not Available | 88 | 64.2% of 67 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 144 | 57.3% of 103 decided |
| Female | 86 | 57.8% of 64 decided |
| Joint | 163 | 52.4% of 126 decided |
| Sex Not Available | 27 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2785 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved