Mortgage lending in Morgan County, West Virginia
Lenders in Morgan County, West Virginia reported 855 mortgage applications for 2025, according to the CFPB.
855 mortgage applications and 521 loans originated in 2025; the denial rate was 20.2% of 687 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Morgan County, WV HUD Metro FMR Area.
- 855
- Applications
- 521
- Loans originated
- 20.2%
- Denial rate
- 139 denied of 687 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 855 | 521 |
| 2024 | 775 | 469 |
| 2023 | 708 | 425 |
| 2022 | 958 | 577 |
| 2021 | 1,302 | 833 |
| 2020 | 1,090 | 708 |
| 2019 | 775 | 493 |
| 2018 | 716 | 432 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 57 | 69 |
| CNB Bank Inc. | 48 | 59 |
| Crosscountry Mortgage, LLC | 24 | 35 |
| United Wholesale Mortgage | 20 | 26 |
| City National Bank of WV | 20 | 30 |
| Integrity Home Mortgage Corporation | 18 | 26 |
| Truist Bank | 18 | 38 |
| Navy Federal Credit Union | 17 | 41 |
| Mortgage Research Center | 14 | 31 |
| loanDepot.com LLC | 12 | 20 |
| American Pacific Mortgage Corporation | 11 | 15 |
| The Bank of Romney | 9 | 10 |
| Jefferson Security Bank | 9 | 11 |
| 21ST Mortgage | 9 | 16 |
| M&T Bank | 7 | 17 |
| Embrace Home Loans, Inc. | 6 | 6 |
| Farmers and Merchants Trust Company of Chambersburg | 6 | 11 |
| C&F Mortgage Corporation | 6 | 10 |
| New American Funding, LLC. | 6 | 14 |
| Patriot FCU | 6 | 6 |
| Freedom Mortgage Corporation | 6 | 25 |
| Guild Mortgage Company | 5 | 6 |
| Intercoastal Mortgage, LLC | 5 | 6 |
| Nationstar Mortgage | 5 | 10 |
| Lakeview Loan Servicing, LLC | 5 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 15 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 675 | 20.2% of 554 decided |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 134 | 20.4% of 98 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 688 | 19.8% of 561 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 134 | 22.1% of 104 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 329 | 23.2% of 259 decided |
| Female | 147 | 22.1% of 122 decided |
| Joint | 299 | 15.3% of 242 decided |
| Sex Not Available | 80 | 23.4% of 64 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 847 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved