Mortgage lending in Grant County, West Virginia
Lenders in Grant County, West Virginia reported 298 mortgage applications for 2025, according to the CFPB.
298 mortgage applications and 164 loans originated in 2025; the denial rate was 22.5% of 231 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Grant County, WV.
- 298
- Applications
- 164
- Loans originated
- 22.5%
- Denial rate
- 52 denied of 231 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 298 | 164 |
| 2024 | 231 | 145 |
| 2023 | 231 | 131 |
| 2022 | 291 | 196 |
| 2021 | 451 | 306 |
| 2020 | 387 | 270 |
| 2019 | 330 | 233 |
| 2018 | 283 | 204 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Grant County Bank | 42 | 60 |
| Pendleton Community Bank | 16 | 19 |
| Burke & Herbert BK & TR Co | 13 | 22 |
| Rocket Mortgage | 12 | 16 |
| Integrity Home Mortgage Corporation | 11 | 12 |
| loanDepot.com LLC | 8 | 12 |
| United Wholesale Mortgage | 7 | 12 |
| ALCOVA Mortgage, LLC | 5 | 7 |
| Navy Federal Credit Union | 4 | 7 |
| First United Bank & Trust | 4 | 4 |
| Farm Credit of the Virginias, ACA | 3 | 4 |
| New American Funding, LLC. | 3 | 8 |
| Lakeview Loan Servicing, LLC | 3 | 4 |
| FNB Bank, Inc | 2 | 2 |
| Mortgage Research Center | 2 | 9 |
| Freedom Mortgage Corporation | 2 | 6 |
| JPMorgan Chase Bank, NA | 2 | 2 |
| Wells Fargo Bank NA | 2 | 2 |
| Pennymac Loan Services LLC | 2 | 5 |
| First Peoples Cfcu | 1 | 1 |
| ACT 1st FCU | 1 | 1 |
| Figure Lending LLC | 1 | 1 |
| Vanderbilt Mortgage and Finance, Inc | 1 | 16 |
| HomeBridge Financial Services, Inc | 1 | 1 |
| American Financial Resources LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 267 | 22.2% of 207 decided |
| 2 or more minority races | under 10 | |
| Race Not Available | 27 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 247 | 22.8% of 193 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 106 | 15.6% of 90 decided |
| Female | 55 | no rate: base under 50 |
| Joint | 115 | 27.6% of 87 decided |
| Sex Not Available | 22 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2084 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved