Mortgage lending in McDowell County, West Virginia
Lenders in McDowell County, West Virginia reported 164 mortgage applications for 2025, according to the CFPB.
164 mortgage applications and 46 loans originated in 2025; the denial rate was 55.5% of 119 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: McDowell County, WV.
- 164
- Applications
- 46
- Loans originated
- 55.5%
- Denial rate
- 66 denied of 119 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 164 | 46 |
| 2024 | 153 | 41 |
| 2023 | 126 | 42 |
| 2022 | 143 | 38 |
| 2021 | 118 | 38 |
| 2020 | 88 | 25 |
| 2019 | 126 | 50 |
| 2018 | 148 | 47 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 9 | 13 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 42 |
| Pioneer Community Bank | 5 | 9 |
| First Community Bank | 4 | 5 |
| First Sentinel Bank | 2 | 2 |
| Southwest Stage Funding LLC | 2 | 8 |
| New American Funding, LLC. | 2 | 6 |
| MCNB Bank and Trust Co | 2 | 3 |
| Burke & Herbert BK & TR Co | 2 | 3 |
| 21ST Mortgage | 2 | 14 |
| Atlantic Union Bank | 2 | 5 |
| Navy Federal Credit Union | 1 | 2 |
| Guild Mortgage Company | 1 | 1 |
| Magnolia Bank | 1 | 1 |
| Royal United Mortgage LLC | 1 | 2 |
| Amerisave Mortgage Company | 1 | 4 |
| Truist Bank | 1 | 4 |
| Huntington National Bank | 0 | 1 |
| Kiavi Funding, Inc. | 0 | 1 |
| Triad Financial Services, Inc. | 0 | 5 |
| Movement Mortgage, LLC | 0 | 2 |
| Mortgage Research Center | 0 | 1 |
| Eastman Credit Union | 0 | 1 |
| Tammac Holdings Corporation | 0 | 1 |
| Newrez LLC | 0 | 0 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 133 | 52.6% of 97 decided |
| Joint | under 10 | |
| Race Not Available | 21 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Not Hispanic or Latino | 130 | 56.1% of 98 decided |
| Ethnicity Not Available | 34 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 60 | no rate: base under 50 |
| Female | 43 | no rate: base under 50 |
| Joint | 39 | no rate: base under 50 |
| Sex Not Available | 22 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved